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Your chance of acceptance, your chancing factors, extracurriculars, how should i describe a life event in my essay that prepared me for college.

So I'm drafting my college essay and I've got this life event that really impacted me and I think it shows I'm ready for college. But how do I describe it in a way that's compelling and not just telling a story? Any advice from those who tackled something similar?

When you're describing a life event in your college essay, it's important to focus on reflection, rather than merely recounting the event. Think about how this experience has shaped your perspective, influenced your goals, or contributed to your character development.

Start by setting the scene to engage the reader, then swiftly move to express how this event was pivotal in your personal growth. Show rather than tell; for example, if you're writing about how you overcame a challenge, detail the steps you took and the resourcefulness or resilience you displayed with active descriptions and action rather than a passive explanation. You want to make it clear why this event makes you a strong candidate for college by connecting it to attributes like determination, leadership, or a passion for learning. Remember to close your essay by looking forward; explain how the event has prepared you for the challenges of college and beyond, and how it will inform your contributions to the college community.

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Life Changing Events: Personal Experience

If you are about to write a short narrative essay about something that changed your life forever, you’ve come to the right place! Check out our “childhood experience that changed my life” essay sample to get some ideas and inspiration for your paper.

Life Changing Event: Essay Introduction

Life changing experience: essay main body, life changing event: essay conclusion.

In life, certain experiences present challenges that change the way people relate to themselves and their families. Certain life events mark life-changing moments that alter lives either positively or negatively. It matters how people handle their relationships at such critical moments. 

Relationships, especially with family members, are the most important aspects of handling change. I have experienced life-changing events that turned me into a better person.

One such event occurred in my childhood, while the other occurred in adolescence. In both cases, my family was there to support and help me go through the tough times. Looking back at the influence of these events, I am always glad that my family was with me in overcoming the challenges. I am a better person because my family stood beside me and gave me strength and support in moments of weakness and helplessness.

The first event that had a remarkable impact on my life was the loss of a dear friend. This event changed my world and made me a better person. It taught me how to appreciate friends, family, and relationships. In childhood, I had a cousin who was my best friend.

Our friendship was so deep that we usually spent holidays and weekends visiting each other’s families. To my family, she was like one of the members. I was like one of her family members, too. We used to spend a lot of time together, playing, studying, traveling, and doing many other fun activities.

One day, while returning home from school, she got knocked down by a motorcyclist speeding off, trying to escape from a police officer. She was hit from behind and knocked her head on a large stone on the side of the road upon landing on the ground. When I received the news of the accident, I was devastated.

The morning after the accident, I visited her in the hospital and received the sad news that she was in a coma after suffering severe brain damage. I lost my appetite, could not sleep for weeks, and spent several nights crying and wishing she would be fine. She was in the hospital for six months. During that period, I became stressed and lost weight.

I missed school for many days, thus affecting my academics. Even though my family was also affected, the effect was greater on me because of our long-time friendship. Every day I woke up expecting to hear good news from my parents of her miraculous recovery, but that did not happen. As I became more depressed, I started to avoid social gatherings and experienced difficulty sleeping.

One morning, just after breakfast, we received news that she had passed away. At that moment, a hot flush of blood flowed into my head, and I fainted. The long period of endless waiting had come to an end. That morning was one of the lowest moments. I was rushed to the hospital, and the doctors said I had collapsed due to sudden shock. The grieving period was excruciating.

However, my family stood by me and offered consolation. My family members provided emotional and physical support and helped me overcome the incident. The event had severe emotional effects. My mum spent most of her time comforting me. I could cope with the situation because my family understood what I was going through, were patient, listened to me, and offered psychological help.

My parents were not angry at me for missing school. They allowed me to stay home until I was ready to go back. It took four months of grieving to get over the death of my cousin and best friend. This incident changed my life and brought me closer to my family. I now appreciate relationships and more. As a result, I am more loving, caring, compassionate, and appreciative of the people in my life.

The other defining moment that changed me involved a disagreement with my parents regarding joining high school. When the time came for me to enter high school, I was not prepared and wanted to stay home for a year before joining. My parents were concerned that I would lose a year of schooling since, at my age, I was not ready for a job. They feared I would have nothing to do for an entire year.

The reasons for delaying my entry to high school were fear, anxiety, and uncertainty. I was not ready to enter a stage of life where I was expected to be responsible for my life and actions. I refused to talk to my parents and other family members because I felt that they were imposing their principles on me. The truth is that I was afraid to enter a phase that would require me to be responsible for my decisions and actions.

I avoided my parents and always ensured they never got a chance to question me. My decision changed when my dad confronted me. Our discussion focused on the reasons that were informing my decision. At first, I was unwilling to tell my dad the truth, but as the debate progressed, I had no choice but to open up to him. I was afraid that he would be disappointed with me.

However, he assured me that it was normal to experience fear and anxiety, especially when making a life-changing decision. He narrated a story about how he had reacted the same way when his dad asked him to move out of their family house to find a place to live after joining college. Throughout the entire experience, my family was very understanding.

They helped me to overcome the fear and anxiety of embracing responsibilities. That incident changed my life, attitudes, and perspectives regarding life. My family has always supported me during tough times. That incident improved my relationship with my family and introduced me to adulthood. Whenever I face a challenge, I discuss it openly with my family because of the awareness that they are always ready and willing to listen and offer assistance. 

My elder brother introduced me to high school life and offered numerous tips on adjusting to the new environment. My family is my greatest source of joy and happiness. This incident taught me responsibility, trust, humility, and the importance of family. The aforementioned events changed my life tremendously because they played a crucial role in molding me into a responsible, caring, and compassionate person.

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Essays About Life-changing Experiences: 5 Examples

Discover our guide for writing essays about life-changing experiences that combine three different elements: narrative, description, and self-reflection. 

Each of us has gone through life-changing experiences that shaped us into the individuals we are today. Because of how powerful they are, these events make for fascinating topics in writing. This subject doesn’t only let us tell our life stories, and it also pushes us to evaluate our behavior and reflect on why an incident happened.

Attract your readers by creating an excellent introduction and choosing a unique or exciting encounter. Paint a picture of the events that describe your experience vividly and finish with a strong conclusion.

5 Essay Examples

1. long essay on experience that changed my life by prasanna, 2. life-changing events: personal experience by anonymous on studycorgi.com, 3. my example of a life-changing experience by anonymous on gradesfixer.com, 4. life-changing experience: death essay by writer annie, 5. a life-changing experience during the holiday season by anonymous on studymoose.com, 1. life-changing experience: defined, 2. the experience that changed my life, 3. life-changing events and how they impact lives, 4. everyday events that change a person’s life, 5. the person who change my life, 6. books or movies that changed my life, 7. a life-changing quote.

“Experiences can be good and sometimes terrible that results in a positive or negative impact on one’s life. Life is full of many unexpected challenges and unknown turning points that will come along any time. People must learn and grow from every experience that they go through in life rather than losing yourself.”

In this essay, Prasanna discusses her father’s death as her most challenging life-changing experience. She was cheerful, immature, and carefree when her father was still alive. However, when her father left, she became the decision-maker of their family because her mother was unable to.

Prasanna mentions that she lost not only a father but also a friend, motivator, and mentor. That sad and unexpected experience turned her into an introverted, mature, and responsible head of the family. Ultimately, she thanks her father for making her a better person, and because of the devastating incident, she realizes who she can trust and how she should handle the real world. You might also be interested in these essays about choice .

“In life, certain experiences present challenges that change the way people relate to themselves and their families. Certain life events mark life-changing moments that alter lives either positively or negatively. It matters how people handle their relationships at such critical moments.”

This essay contains two life events that helped the author become a better person. These events taught them to trust and appreciate people, be responsible, and value family. The first event is when their best friend passes away, leading to stress, loss of appetite, and depression. The second circumstance happened when the author postponed their studies because they were afraid to grow up and be accountable for their decisions and actions.

The writer’s family showed them love, support, and understanding through these events. These events changed their behavior, attitude, and perspective on life and guided them to strengthen family relationships.

For help picking your next essay topic, check out our 20 engaging essay topics about family .

“I thought it was awkward because he looked and acted very professional. In that moment I thought to myself, ‘this person is going to have a great impact in my life!’. I was very curious to meet him and get a chance to show him my personality.”

This essay proves that you should always believe in yourself and not be afraid to try something new. The author recalls when they had many problems and met an extraordinary person who changed their life. 

When they were in sixth grade, the writer had life issues that caused them to be anxious about any future endeavor. The author then says they don’t usually open up to teachers because they fear their reactions. Then they met Mr. Salazar, a mentor who respects and values them, and the writer considers him their best friend.

“When the funeral was over and he was laid to rest, I had a feeling I can’t even describe. It was almost an empty feeling. I knew I had lost someone that could never be replaced.”

Annie never thought that she’d go through a life-changing experience until the sudden death of her father. Her thoughts and feelings are all over the place, and she has many unanswered questions. She says that although she will never wish for anyone to experience the same. However, her father’s passing improved her life in some ways.

Her mother remarried and introduced a new father figure, who was very kind to her. Living with her stepdad allowed her to explore and do things she thought she couldn’t. Annie still mourns the loss of her birth father, but she is also grateful to have a stepdad she can lean on. She gradually accepts that she can’t bring her birth father back.

“This story as a whole has really changed me and made me an even better person in life, I’m so thankful that this happened to me because now I have a greater appreciation for the little things in life.”

The essay shows how a simple interaction on a cold day in December can completely change a person’s view on life. It starts with the writer being asked a small favor of an older man with Alzheimer’s disease to help him find his car. This experience teaches the writer to be more observant and appreciative of the things they have. The author was inspired to spend more time with loved ones, especially their grandfather, who also has Alzheimer’s disease, as they learned never to take anything for granted.

7 Prompts for Essays About Life-changing Experiences

Everyone has their definition of a life-changing experience. But in general, it is an event or series of events profoundly altering a person’s thinking, feelings, and behavior. Use this prompt to explain your understanding of the topic and discuss how a simple action, decision, or encounter can change someone’s life. You might also be interested in these essays about yourself .

For this prompt, choose a specific memory that made you re-evaluate your views, values, and morals. Then, discuss the impact of this event on your life. For example, you can discuss losing a loved one, moving to another country, or starting a new school. Your conclusion must contain the main lessons you learned from the experience and how it can help the readers.

Various positive and negative life-changing experiences happen anytime and anywhere. Sometimes, you don’t notice them until they substantially disturb your everyday life. 

To begin your essay, interview people and ask about a momentous event that happened to them and how it influenced their way of living. Then, pick the most potent life-changing experience shared. Talk about what you’d do if you were in the same situation.

Some life-changing events include common things such as marriage, parenthood, divorce, job loss, and death. Research and discuss the most common experiences that transform a person’s life. Include real-life situations and any personal encounters for an intriguing essay.

It’s normal to meet other people, but connecting with someone who will significantly impact your life is a blessing. Use this prompt to discuss that particular person, such as a parent, close friend, or romantic partner. Share who they are and how you met them, and discuss what they did or said that made a big difference in your life. 

Movies like “The Truman Show” help change your viewpoint in life. They open our minds and provide ideas for dealing with our struggles. Share how you reached an epiphany by reading a book or watching a movie. Include if it’s because of a particular dialogue, character action, or scenes you can relate to.

While others use inspirational quotes for comfort and to avoid negative thinking, some find a quote that gives them the courage to make drastic changes to better their lives. For this prompt, search for well-known personalities who discovered a quote that motivated them to turn their life around.  Essay Tip: When editing for grammar, we also recommend spending time and effort to improve the readability score of your essay before publishing or submitting it.

Maria Caballero is a freelance writer who has been writing since high school. She believes that to be a writer doesn't only refer to excellent syntax and semantics but also knowing how to weave words together to communicate to any reader effectively.

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Essay Samples on Life Changing Experience

Speaking of topics that you may consider as a student, there is a lot to choose from. It can be your college experience or volunteering work that you have done that became a life-changing experience or something that you have seen or understood as a child. In either case, see our free life changing experience essay example to see how you can shape your thoughts correctly and follow the structure of academic writing. It must have a strong introduction with a hook, at least two body paragraphs, and a conclusion part that sums up all the ideas and thoughts that you have outlined in your paper. Just be yourself and think about what has inspired you in life or what events have helped to shape who you are.

What Experiences Have Shaped My Life

What experiences have shaped your life? Life is a tapestry woven from the threads of experiences — each moment, encounter, and challenge contributing to the person we become. As I reflect on the experiences that have shaped my life, I am reminded of the transformative...

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The Moment That Changed Everything: an Unpredictable Nature of Life

Life is an unpredictable journey, marked by various milestones and experiences that shape our paths. Among these, there are moments that stand out as pivotal, forever altering the course of our lives. These moments are often unexpected, yet their impact is profound. In this essay,...

An Unforgettable Day: A Chapter Etched in the Tapestry of My Life

Life is composed of a tapestry of moments, each weaving a unique story that contributes to the fabric of our existence. Among these moments, there are days that stand out as unforgettable, leaving an indelible mark on our hearts and memories. This essay chronicles one...

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An Important Event in My Life: a Reflection

Life is a series of moments that shape our journey, but some events leave an indelible mark on our hearts and minds. Among the myriad experiences, one event stands out as a pivotal moment that altered the course of my life. This essay delves into...

A Turning Point: An Event That Changed My Life Forever

Life is an unpredictable journey, shaped by a series of experiences that mold our character and perspective. Among these experiences, there are pivotal events that stand out as turning points, forever altering the course of our lives. This essay recounts an event that profoundly impacted...

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My Memorable Experience and How It Has Shaped My Perspective

Life is an array of moments, some fleeting and some etched into our memories forever. Among these moments, there are those that stand out, leaving an indelible mark on our hearts and minds. In this narrative essay, I delve into a memorable experience that has...

A Life Lesson I Have Learned and How It Continues to Shape Me

Life is a continuous journey of learning, filled with moments that impart wisdom and shape our perspectives. Some lessons are gentle whispers, while others are profound experiences that leave an everlasting imprint. In this narrative essay, I will share a significant life lesson that I...

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A Life Changing Experience: The Transformative Power of Challenges

Life is a journey filled with moments that shape our perspectives, redefine our priorities, and ultimately change the course of our existence. A life-changing experience is one that leaves an indelible mark, altering our beliefs, values, and the way we perceive the world around us....

A Life-Changing Experience About Respect and Being Respectful

In this short essay about respect I will share my life-changing experience that shown me the importance of respect between people. It was during the ceremony which I had at the school. As I hurried across the quad from my dorm room, the excitement of...

"A Whisper Of AIDS" By Mary Fisher: The Life-Changing Experience

Fisher’s robust life changing speech brought the world together to heal from this deranged disease we call AIDS. Fisher was an outspoken, powerful speaker. She put her feelings and what she has been through in the past to create a moving speech to bring people...

Our Life Experiences: Who We Are

What are personal circumstances? From a general context, and without regarding literal definition, they are everything we hear, see, feel, and do; they are a collection of positive and negative life experiences. They are the same life experiences used to determine if we qualify for...

The Potential Father Figures in Stevenson's Treasure Island

In the novel Treasure Island, by Robert Louis Stevenson, Jim Hawkins is the main protagonist. Jim is a brave fourteen year old teenager. He matures a lot throughout his adventure while being under the influence of the men on the ship. Jim lost his father...

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The Fictional Recreation of Vasco Da Gama's Trip

1482 The day I came back from my first-great expedition to the Gold Coast, Bob is suffering with some mental health issues. I tried visiting him, but the doctor’s would not let anyone go through his hospital room. I went to the Gold Coast with...

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The Lessons Applied to Experiences Learned from Rich Dad, Poor Dad

When people are upset and they don’t want to do anything’s only they want to do what they want. So, things which they give more interest and happiness to do are their hobbies. Some people hobbies are to travel and some want to play their...

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My Life Changing Experience of Losing My Old Job and Changing Careers

There are certain specific life-changing experiences that have both a positive and negative contribution in the general lifestyle and personality of an individual. Based on my personal reflection and experience, I lost my job after working 16 years for the same company. The loss of...

How Living Independently Changed My Life

Two years ago, when I was done with my high school, I was faced with a very difficult decision. I always wanted to move to another country. I felt that I needed a change and there were bigger cities and more opportunities waiting for me....

Life Changing Moment that Encouraged Me to Help People Suffering from Cancer

On the first day of tenth grade my teacher, Mrs. Sergeevna, told my class a story of her husband Victor, who is a brain cancer survivor. This Russian family lived over 8 years in Mongolia teaching Russian language in Mongolian schools. She became emotional as...

We Bought A Zoo: Book And Movie Comparison

The film is a story about the wonders of love, courage, and to make anything possible if you follow your heart. This is based on the true story of Benjamin Mee, who decides to move from London to somewhere in lower France to buy a...

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Who Inspired Me to Become a Nurse

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Mary Kom, The Person Who Inspired Me to Pursue My Dreams

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The People Who Shaped Me

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Three People Who Influenced Me Throughout My Life

My parents are undeniably the people who gave me the most profound influence. I would not talk about them separately because they are truly in one flesh. My parents met each other at bible college, and after they married, they served in church and drug...

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The Way My Little Brother Changed My Life

There has been several times when something has changed my life wirth writing an essay about, but my the birth of my little brother has been the one that changed me the most. After ten years of my parent’s marriage, I was born bringing full...

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An Existential Inquiry into the Purpose and Value of Existence

Life is the greatest gift that we receive. It is a blessing and we should believe. It is not just given to us but this has a plan and purpose. We may not know what is this suppose. But why did others waste and decide...

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Personal Experience Of Traveling On My Own And Growing Up

I do not come from a big religious or cultural family. Thus I have not had a huge coming of age experience in my lifetime. However in the fall 2017, I had little a bit of a life changing experience. I was offered to go...

The People Who Shaped My Story

There are only a very few people in your life who, out and out, fit in as the last piece in a jigsaw puzzle and complete your story. I 'm humbled by the very fact that I have known some. Those who have loved me...

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Best topics on Life Changing Experience

1. What Experiences Have Shaped My Life

2. The Moment That Changed Everything: an Unpredictable Nature of Life

3. An Unforgettable Day: A Chapter Etched in the Tapestry of My Life

4. An Important Event in My Life: a Reflection

5. A Turning Point: An Event That Changed My Life Forever

6. My Memorable Experience and How It Has Shaped My Perspective

7. A Life Lesson I Have Learned and How It Continues to Shape Me

8. A Life Changing Experience: The Transformative Power of Challenges

9. A Life-Changing Experience About Respect and Being Respectful

10. “A Whisper Of AIDS” By Mary Fisher: The Life-Changing Experience

11. Our Life Experiences: Who We Are

12. The Potential Father Figures in Stevenson’s Treasure Island

13. The Fictional Recreation of Vasco Da Gama’s Trip

14. The Lessons Applied to Experiences Learned from Rich Dad, Poor Dad

15. My Life Changing Experience of Losing My Old Job and Changing Careers

• Career Goals
• Perseverance

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Life Experience Essay: How to Write a Brilliant Paper

A life experience essay combines the elements of narration, description, and self-reflection. Such a paper has to focus on a single event that had a significant impact on a person’s worldview and values.

Writing an essay about life experience prompts students to do the following:

• evaluate their behavior in specific situations critically;
• analyze their life and find significant moments;
• see connections between some crucial events;
• tell the story of their lives.

You may struggle with such papers, not knowing how to structure them. So, here are valuable tips for writing essays about experience in life. Hopefully, they will help you with your task. Don’t forget to bookmark our website in case you need any assignment assistance.

• 📅 Picking One
• ⏳ Essay Topics

📅 Picking One Life Experience

Many people struggle with such essay writing because they don’t know what events to choose from. Almost any person had a memorable moment at least once. Yet, it might be challenging to share it with someone else, especially in a narrative essay on a life-changing experience.

To find the right event for your essay, here are the essential preliminary steps that you need to take:

• Choose a memory to reflect in your essay. Think of any past event that made you reevaluate your views about other people or your values and moral principles. For example, you can describe an encounter with an exciting person that influenced you. Alternatively, think about discussing a situation when you had to make a moral choice. Make sure the event is indeed significant for you and will impress the readers.
• Describe the settings. It is essential to let the readers dive into the atmosphere you experienced. Introduce the background. Talk about the time and location of the event and describe your feelings. The more detail you provide, the more empathetic your reader will be. And in case some of the writing doesn’t seem to come together well enough, don’t hesitate to use a sentence changer to mix things up.
• Analyze the impact of the event on your life. Compare and contrast your views and values before and after this event. How did the experience influence your life? What did you learn from it? The analysis is probably an essential part of your life experience essay. So, make sure your ideas are concise and clear enough.
• Evaluate your experience. Finally, determine how this experience can help you or your readers. Highlight the key lessons you gained from the event you are describing in your essay. Give the audience valuable suggestions.

🌱 Life Experience Essay: Key Tips

Having chosen the most memorable experience, you can start writing your essay. It’s a common creative task for college or high school students. Usually, such papers require to reflect on their life while telling a story with a moral. You have to explain how one significant event in the past affected or even changed you.

Before composing your paper, it is essential to plan it properly. Here are some tips on how to do that:

• Decide whether the chosen topic is compelling.

Before starting structuring your essay, make sure you selected a great event. Here is a trick for you. Answer the following questions to evaluate your topic:

• Did I learn something from that experience?
• Did it significantly change my life?
• Can I apply the knowledge I gained in the future?
• Can I somehow educate the readers talking about this event?

If you answered YES, congratulations, you have a great topic. If your answers are NO, consider choosing another event to talk about.

• Order the events logically.

While talking about your life-changing experience, it is essential to list the events in a logical order. Before writing your essay, outline. Decide on what you will tell first, what should be mentioned next, and how to conclude the paper. A logical structure will help the readers not to get overwhelmed with your thoughts.

• Details matter.

For the readers, every detail might play a tremendous role. So, make sure you don’t forget to mention any essential turn of events. But be careful. Don’t overdo it. Include only vital and most vivid details in your essay about experience in life.

Several strategies will help you with that:

• A catchy intro is a key to a successful essay on life experience. Start your paper with an attention-getter or a sentence that can make your reader interested. For this purpose, you can use a quote or a paradoxical statement that shows how two conflicting ideas can co-exist. Turn on your imagination. The more exciting your first paragraph is – the highest chances to catch your readers’ attention are.
• Explain your choice. No doubt, every person gets into a life-changing experience. So, impress your readers with your idea. Prove to them that your experience is worth sharing. Only if you introduce your concepts dynamically and effectively, your essay will be indeed fascinating.
• Make your experience essay well balanced. It is also vital for you to find and maintain the balance between narrative and self-reflection. On the one hand, your paper has to describe an event accurately. As has been said before, you need to explain what happened and how it happened. On the other hand, you also need to analyze the impact the event’s experience had on you. So, make sure that your paper includes both: narrative and self-reflection.
• Compose a memorable conclusion. The conclusion of your essay has to explain how experience can be applied. In other words, you need to show what you learned from the event. Explain how the knowledge you gained can affect your decisions in the future. Also, show your readers what they can learn from your life lesson.

See how it all can be accomplished in a life experience essay example below:

⏳ Life Experience Essay: Topics

Now you can approach an essay on a life experience that profoundly influenced you. Such a paper allows you to demonstrate your creativity and writing skills. So, try to be natural, and this mindset will help you write a great essay about yourself .

We prepared a list of life experience topics that will help you start:

• How I conquered my fear . Were you afraid of something but found the courage to overcome your fears ? Isn’t it a perfect topic for an essay about experience in life? Introduce your fear. Explain how you conquered it. Describe how your life changed after it. Who knows, maybe you will inspire somebody else to deal with their fears.
• A failure that made me stronger. Unsurprisingly, everybody fails. But have you ever been in a situation when your failure motivated you to improve? Describe this experience and tell the reader how you felt about it. Share your insight into overcoming failures with the audience! 
• How I met the love of my life. This topic is relevant to those having a boyfriend or a girlfriend who tremendously changed their lives. Are you one of them? Then consider writing about your life before and after you’ve met the love of your life. Did you change your habits ? Did you improve? Tell the reader more about that in your experience essay.
• The most memorable experience of my childhood. We start our character formation in early childhood. So, maybe there was an incredibly significant event in your childhood that impacted your personal development. Analyze this experience and present your thoughts in the essay.
• My first public performance. Well, public performances are a nightmare for some people. Therefore, the first appearance on the stage might become a life-changing and unforgettable experience. Do you have something fascinating to share about your first performance? Consider selecting this topic, then.
• The most meaningful conversation I have ever had. Sometimes conversations can be pretty shallow. Sometimes, however, a talk might become the most memorable experience in your life. Have you ever had such a conversation? With whom? What was the topic of discussion? How did your perception of life or set of values transform after that talk? 
• A fascinating journey . Are you a fan of traveling? Then you have probably been on numerous trips . But have you ever been on a journey that significantly impacted your life? What country did you visit? What did you see or learn that impressed you most? How has your perception of life changed after that journey?
• A piece of art that impressed me a lot. It’s no wonder that art has a tremendous power. Sometimes, a piece of art may turn an individual’s life upside down. Has it ever happened to you? What influenced you: a book, a movie, a painting ? What were your feelings and emotions?
• My first award. Are you a professional athlete, an outstanding singer, or a successful dancer? Then, you probably have numerous medals, cups, and certificates. But do you remember that unforgettable moment when you came to the stage to receive your first award? What was your way until that first award? How did you feel when you finally got it? What did you learn from that life-changing experience? 
• Significant event that had a positive impact on my life .
• An unforgettable visit to Africa .
• Describe what makes you want to travel .
• The experience of my first job at a rehabilitation center.
• Discuss how a university degree became a driver of positive changes in your life.  
• The day I experimented on challenging gender norms.  
• Give details about your leadership experience .
• My experience of winning the fight by losing it .
• Analyze your experience of adopting a pet.  
• Describe your experience with English course and how it influenced your everyday life.  
• My experience of learning to ride a bicycle .
• Examine the influence of a specific culture on your life.
• How I bought my first laptop .
• Spend twelve hours without smartphone and describe your experience.  
• An unforgettable experience of becoming a mom.
• Analyze your experience with writing class and how it helped you to master writing in different styles.  
• Discuss your experience of mysophobia and its impact on your life.  
• The positive effect of art and dance movement therapy on my mental health.
• Explain how you managed to resolve a conflict with your friend.
• A defining event from my childhood.
• Describe the challenges you faced at high school.
• Tell about your experience as a volunteer.  
• Discuss your experience of working in a contact center .
• Transformation of my life values after the lockdown.  
• The lessons I’ve learned being a Walmart employee .
• Explain how mindfulness practice improved the quality of your life.
• Personal experience of work with children with autism .
• Describe the day you experienced a culture shock .
• Tell about your experience of asking for help and results you obtained.
• Give details about the worst job you’ve ever worked at.
• My experience of covert conflict and how I managed to resolve it.
• My trip to Yellowstone National Park. 
• Depict your last visit to the amusement park .
• The educational experiences that influenced my career goals.

Thank you for reading our article! We hope our tips were helpful. Don’t forget to leave a comment and share the page with your friends.

This might be interesting for you:

• School Days Essay: How to Describe a Memorable Event
• Growing Up Essay: Great Ideas for Your College Assignment
• Childhood Memories Essay: Brilliant Writing Ideas
• Writing Essay about Someone Who Has Made an Impact on Your Life
• Excellent Remembering a Person Essay: Free Writing Guidelines
• How to Write a Personal Experience Essay With Sample Papers: Virginia Kearney, Owlcation Education
• An Experience That Changed My Life Essay: Cram
• Strategies for Essay Writing: Harvard College Writing Center
• Basic Essay and Paragraph Format: Utah Valley University Writing Center
• Elements of a Personal Essay: Brigham Young University – Idaho
• Life Changing Experience Essay: Bartleby
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Are you about to start writing a financial assistance essay? Most probably, you are applying for a scholarship that will provide additional funding for your education or that will help you meet some special research objectives.

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11 Excellent Scholarship Essay Examples That Changed Life of Many Students

Getting a scholarship is one of the greatest pleasures of life, it can be life-changing, especially for those with financial needs.

Oftentimes, people overlook that getting lots of small scholarship applications can also bring a huge change in life. The scholarship essay examples mentioned below will help you with your college plans and also help you to achieve your career goals so that you can lead a successful life. 

A general problem college students face is paying college fees. They fit for many scholarships but are horrified by the task of writing five to fifteen or sometimes even more essays. It is mentally exhausting to even think about it and even start writing, especially for those “why I deserve the scholarship” prompt.

One solution for how to write a scholarship essay for several topics at once is: You have to select topics that have overlapping subject matter and write few essays that fit lots of these essays at once. Below, I’ve provided some more information about how you can successfully earn scholarship opportunities with this technique and how to end a scholarship essay.

Reason These Scholarships Essays Are Great

Students who wrote these scholarship essays won thousands in financial aid.

The answer to many of these essays is that they express a story of student’s life in a dynamic way: It indicates many of their likes, interest, values, strengths, volunteer work, and unique life experiences. 

Some of these essays also show vulnerability. Scholarship representatives reading your essays will want to know who this money will serve from and why it’s essential that you receive this money. 

In simple words, scholarship representatives want to better know how your likes, values, skills, and qualities will prosper in college--and of course how good your writing skills are.

It doesn’t matter if it’s a scholarship essay about yourself , an essay about why you deserve the scholarship, or a creative writing scholarship, the sample scholarship essays mentioned below can help you better understand what can result from following a scholarship essay format.

If you’re an international student (not belonging to the United States) and you want to apply for scholarships, avoid some common mistakes international students make when applying to college .

How You Can Save Your Time By Combining Essays

Are you looking to save time during the process?

Make sure you write a great college essay and use it again when writing scholarship essays for related prompts. Because combining essay prompts will not only save your time, but it’ll also result in a better essay.

Check out this guide on How to Combine Your College Essay Prompts , the advantage of writing a multi-purpose essay is that it makes the essay robust overall. 

Scholarship essays are kind of similar to supplemental essays because many supplemental essays also overlap. Many students write both types of essays at once. 

Scholarship Essay Example #1

Kang Foundation Scholarship ($1000), Kingdom Dreamer Scholarship Fund Scholarship through Sarang Church ($2000), and the national contest from the Lamber Goodnow legal team ($1000) by Peter Kang.

Prompt: Open topic.

Fedora? Check. Apron? Check. Tires pumped? Check. Biking the thirty-five minutes each evening to the cafe and back to work a six-hour shift was exhausting, but my family’s encouragement and gratitude for the extra income was worth it.

A few years earlier, my family of nine had been evicted from the home we had been living in for the past ten years. With nowhere else to go, we moved into our church’s back room for three months, where I shamefully tried to hide our toothbrushes and extra shoes from other church members. Right then I made a commitment to my family to contribute financially in whatever way I could. My sacrifice translated to a closer bond with my siblings and deeper conversations with my parents, helping me understand the true meaning of a unified family and the valuable part I play in that.

With the financial stability that my part-time jobs provided my mother could stay home to raise seven children, my learning-disabled older sister could attend college, my younger sister could go on a mission trip to Korea, and my twin siblings could compete in national math competitions. I’ve seen that even as a high school student, I have so much potential to impact my family and beyond -- how one small act can go a long way.

Through the successes of my efforts, I also realized that poverty was just a societal limitation. I was low-income, not poor. I was still flourishing in school, leading faith-based activities and taking an active role in community service. My low-income status was not a barrier but a launching pad to motivate and propel my success.

To additionally earn more money as a young teen, I began flipping bicycles for profit on craigslist. Small adjustments in the brake and gears, plus a wash, could be the difference between a $50 piece of trash and a $200 steal. Seeing how a single inch could disarrange the lining of gears not only taught me the importance of detail but also sparked my fascination with fixing things.

When I was sixteen I moved on to a larger project: my clunker of a car. I had purchased my 2002 Elantra with my own savings, but it was long past its prime. With some instruction from a mechanic, I began to learn the components of an engine motor and the engineering behind it. I repaired my brake light, replaced my battery, and made adjustments to the power-steering hose. Engineering was no longer just a nerdy pursuit of robotics kids; it was a medium to a solution. It could be a way to a career, doing the things I love. I was inspired to learn more.

Last summer, to continue exploring my interest in engineering, I interned at Boeing. Although I spent long hours researching and working in the lab for the inertial navigation of submarines, I learned most from the little things.

From the way my mentors and I began working two hours earlier than required to meet deadlines, I learned that engineering is the commitment of long hours. From the respect and humility embodied within our team, I learned the value of unity at the workplace. Like my own family at home, our unity and communal commitment to working led to excellent results for everyone and a closer connection within the group.

What most intrigues me about engineering is not just the math or the technology, but the practical application. It is through engineering that I can fix up my car... and facilitate submarine navigation. Engineering, in fact, is a lifestyle --  instead of lingering over hardships, I work to solve them and learn from them. Whether the challenge is naval defense or family finances or even just a flat tire on my bike before another night shift, I will be solving these problems and will always be looking to keep rolling on.  

Success is triumphing over hardships -- willing yourself over anything and everything to achieve the best for yourself and your family. With this scholarship, I will use it to continue focusing on my studies in math and engineering, instead of worrying about making money and sending more back home. It will be an investment into myself for my family.

Scholarship Essay Example #2

New York University College of Arts and Science $39,500 Scholarship by Ana

Prompt: Explain something that made a big impact in your life.

“If you can’t live off of it, it is useless.” My parents were talking about ice skating: my passion. I started skating as a ten-year-old in Spain, admiring how difficulty and grace intertwine to create beautiful programs, but no one imagined I would still be on the ice seven years and one country later. Even more unimaginable was the thought that ice skating might become one of the most useful parts of my life.

I was born in Mexico to two Spanish speakers; thus, Spanish was my first language. We then moved to Spain when I was six, before finally arriving in California around my thirteenth birthday. Each change introduced countless challenges, but the hardest part of moving to America, for me, was learning English. Laminated index cards, color-coded and full of vocabulary, became part of my daily life. As someone who loves to engage in a conversation, it was very hard to feel as if my tongue was cut off. Only at the ice rink could I be myself; the feeling of the cold rink breeze embracing me, the ripping sound of blades touching the ice, even the occasional ice burning my skin as I fell—these were my few constants. I did not need to worry about mispronouncing “axel” as “aksal.” Rather, I just needed to glide and deliver the jump.

From its good-natured bruise-counting competitions to its culture of hard work and perseverance, ice skating provided the nurturing environment that made my other challenges worthwhile. Knowing that each moment on the ice represented a financial sacrifice for my family, I cherished every second I got. Often this meant waking up every morning at 4 a.m. to practice what I had learned in my few precious minutes of coaching. It meant assisting in group lessons to earn extra skating time and taking my conditioning off-ice by joining my high school varsity running teams. Even as I began to make friends and lose my fear of speaking, the rink was my sanctuary. Eventually, however, the only way to keep improving was to pay for more coaching, which my family could not afford. And so I started tutoring Spanish.

Now, the biggest passion of my life is supported by my most natural ability. I have had over thirty Spanish students, ranging in age from three to forty and spanning many ethnic backgrounds. I currently work with fifteen students each week, each with different needs and ways of learning. Drawing on my own experiences as both a second language-learner and a figure skater, I assign personal, interactive exercises, make jokes to keep my students’ mindset positive, and never give away right answers. When I first started learning my axel jump, my coach told me I would have to fall at least 500 times (about a year of falls!) in order to land it. Likewise, I have my students embrace every detail of a mistake until they can begin to recognize new errors when they see them. I encourage them to expand their horizons and take pride in preparing them for new interactions and opportunities.

Although I agree that I will never live off of ice skating, the education and skills I have gained from it have opened countless doors. Ice skating has given me the resilience, work ethic, and inspiration to develop as a teacher and an English speaker. It has improved my academic performance by teaching me rhythm, health, and routine. It also reminds me that a passion does not have to produce money in order for it to hold immense value. Ceramics, for instance, challenges me to experiment with the messy and unexpected. While painting reminds me to be adventurous and patient with my forms of self-expression. I don’t know yet what I will live off of from day to day as I mature; however, the skills my passions have provided me are life-long and irreplaceable.

Scholarship Essay Example #3

North Coast Section Foundation Scholarship for $1000 by Christine Fung

As a child of immigrant parents, I learned to take responsibility for my family and myself at a very young age. Although my parents spoke English, they constantly worked in order to financially support my little brother and I. Meanwhile, my grandparents barely knew English so I became their translator for medical appointments and in every single interaction with English speakers. Even until now, I still translate for them and I teach my grandparents conversational English. The more involved I became with my family, the more I knew what I wanted to be in the future.

Since I was five, my parents pushed me to value education because they were born in Vietnam and had limited education. Because of this disadvantage, I learned to take everything I do seriously and to put in all of my effort to complete tasks such as becoming the founder of my school’s Badminton Club in my sophomore year and Red Cross Club this year. Before creating these clubs, I created a vision for these clubs so I can organize my responsibilities better as a leader. The more involved I became, the more I learned as a leader and as a person. As a leader, I carried the same behavior I portrayed towards my younger cousins and sibling. My family members stressed the importance of being a good influence; as I adapted this behavior, I utilized this in my leadership positions. I learned to become a good role model by teaching my younger family members proper manners and guiding them in their academics so that they can do well. In school, I guide my peers in organizing team uniform designs and in networking with a nonprofit organization for service events.

Asides from my values, I’m truly passionate in the medical field. I always wanted to be a pediatrician since I was fourteen. My strong interest in the medical field allowed me to open up my shell in certain situations— when I became sociable to patients in the hospital as a volunteer, when I became friendly and approachable to children in my job at Kumon Math and Reading Center, and when I portrayed compassion and empathy towards my teammates in the badminton team. However, when I participated in the 2017 Kaiser Summer Volunteer Program at Richmond Medical Center, I realized that I didn’t only want to be a pediatrician. This program opened my eye to numerous opportunities in different fields of medicine and in different approaches in working in the medicine industry. While I may have a strong love for the medical field, my interest in business immensely grew as I soon discovered that I didn’t only have to take the practical approach in the medical field. With this interest, I plan to also become a part of a medical facility management team.

In the future, I hope to pursue my dream of becoming a doctor by attaining an MD, and to double major in Managerial Economics. I intend to study at UC Davis as a Biological Sciences major, where I anticipate to become extremely involved with the student community. After graduation, I plan to develop a strong network relationship with Kaiser Permanente as I’ve started last year in my internship. By developing a network with them, I hope to work in one of their facilities some day. Based on my values, interests, and planned future, I’m applying for the NCS Foundation scholarship because not only will it financially help me, but it can give motivation for me to academically push myself. I hope to use this scholarship in applying for a study abroad program, where I can learn about other cultures’ customs while conducting research there.  

Scholarship Essay Example #4

Fund for Education Abroad Rainbow Scholarship $7,500 by Steven Fisher

Prompt: The Fund for Education Abroad is committed to diversifying education abroad by providing funding to students who are typically under-represented in study abroad. Please describe how you and/or your plans for study abroad could be viewed as under-represented.

“Oh well look at that one,” my uncle leans over and says about my brother-in-law in the living room wearing a dress. “I’d always had my suspicions about him,” he jokes with a disapproving sneer and leans back in his chair, a plate of Southern-style Christmas dinner in his hand.

I was hurt. Why would my own uncle say that like it’s such a terrible thing that my brother-in-law is wearing a dress? That it was the worst thing in the world if my brother-in-law were gay or effeminate.

“I think he looks beautiful,” my oldest brother Ethan chimes in. At that moment, I wish I could have hugged Ethan. No, not because he was defending my brother-in-law (who actually isn’t gay, as my uncle was suggesting), but because Ethan was defending me. My uncle has no idea that I recognized earlier this past year that heterosexuality wasn’t meeting all of my needs for intimacy with other people and that I’ve come to define myself as queer. It all started when I took a hard look at how my upbringing in Miami had taught me that the only way that boys are supposed to connect with others is by having sex with “beautiful” girls – that intimacy with other guys or “ugly” girls isn’t as meaningful.

After freeing up that block in my brain that told me that I shouldn’t look at guys in a certain way, I could embrace the fact that I’m attracted to men (and people in general) in a lot of different, new ways. My growth as a person was exponential. I rewrote so many areas of my life where I didn’t do things I wanted because of social conditioning. Within two months, my world expanded to include polyamory. I looked back on my past relationship with my girlfriend and realized that I wasn’t jealous (angry, yes. hurt, yes. But not jealous) when she cheated on me. I realized that people’s needs — whether they are for sex, someone to talk to, someone to engage intellectually — don’t necessarily all have to be met with one person. It can be easier sometimes with one person, absolutely. But that’s not the only way. As someone who is both polyamorous and queer, I feel like parts of my family and large parts of my community marginalize me for being different because society has told them to. I want to change that.

Since I will be studying for an entire year in Prague, I will have the opportunity to attend the annual Mezipatra, an international film festival in November that screens around a hundred top-ranking films on lesbian, bisexual, transsexual, and queer themes. I feel really connected to going to this event because I crave being in an environment of like-minded people who strive to do that same thing I want to: balance the images of people typically portrayed through cliché and stereotype.

When I came out to my sister-in-law, she told me that people who are really set in their ways are more likely to be tolerant to different kinds of people after having relationships with these people. If my uncle can learn to love me, to learn to love one queer/poly person, he can learn to love them all. If I can be an example to my family, I can be an example to my classmates. If I can get the opportunity to travel abroad, I can be an example to the world. Not just through my relationships, but through my art. Give me a camera and a screen and I will carry the message of tolerance from the audiences of Mezipatra in Prague to my parent’s living room.

Fade in: Two men with thick beards kiss – maybe for once they aren’t wearing colorful flamboyant clothing. Fade in: A woman leaves her house to go to her male best friend’s house and her husband honestly tells her to enjoy herself. Fade in: A college student wanting to study abroad tells his conservative parents the truth.

Scholarship Essay Example #5

Questbridge Finalist essay earning $3,000 in application waivers plus $3000 in local scholarships by Jordan Sanchez

Prompt: Some students have a background, identity, interest, or talent that is so meaningful they believe their application would be incomplete without it. If this sounds like you, then please share your story. 

Recall the most cherished memory with your father figure. For some it may be when he taught you how to ride a bike, for others it may be memories of him taking you out for pizza when mom said the family has to eat healthy, for others, it’s the ability to confide in somebody that won’t judge or stop loving you because of the mistakes you have made. When a child is born, he or she is given a birth certificate, which provides information such as name, date, and place of birth, but most importantly it provides the names of the parents of the child. On my birth certificate, I have the name of my beloved mother Lurvin, but right above her name is an empty space where my father’s name should be.

As a child I would often compare my life to my peers; I would often go through all of these hypothetical scenarios in my mind thinking, “If my dad were around I could be like all of the other boys.” As the years went by I always had a sense of optimism that one day I would meet him and he would tell me “I love you and I’ll never leave your side again.” But when the time came and I met him on January 2014 I learned that a man can reject his only son not once, but twice.

My father left when I was one year old and I will soon be turning 17; I did the math and found that for about 5900 days he has neglected me. He was able to sleep 5900 nights without knowing whether or not I was dead or alive. Even though he’s been gone for 5900 days,  my life did not get put on hold. In those 5900 days, I learned how to walk, talk, and I became a strong young man without the provider of my Y Chromosome because he is nothing more to me than that.

In the past, I believed that my father was necessary to rise but instead I found that false hope was an unnecessary accessory and now I refuse to let the fact that I am fatherless define the limits of the great things that I can accomplish.

It’s said that boys learn to be a man from their fathers, that they learn what it means to be a man that has values and can stand up for what’s right. I, however, have found that grit can come from anywhere. When I was in middle school I was overweight and many other boys would call me names, and even after going to administration several times nothing changed and for several years I kept myself at bay because if I had done anything in return I would be no better than those guys who bullied me. I previously had this perception that somebody else would come to my rescue, that somebody else would provide the mental strength to combat the hardships that were sent my way. But as time passed I grew tired of waiting for help that was never going to come so I had to become my own hero. Since making that decision I have been liberated from the labels that previously confined me and I took back control of my own life.

My ability to be self-motivated has assisted me in becoming a leader in several of my extracurricular activities. I was one of the 4 male students of my school district that was selected as a delegate by the American Legion to participate in the Boy’s State program and I am also the captain of my group in the Young Senator's Leadership Program that is run by California Senator Tony Mendoza. I also developed skills on the wrestling mat.  On one occasion I wrestled the person who was ranked the 9th best wrestler in the state and although I did not win there was not a single second that I was afraid to fail because I knew I gave it my all. Similarly, I have put the same effort into becoming successful.

My father’s name is not on my birth certificate, but it is MY birth certificate. My origins are not the brightest but I was given a life that is mine to live and because “Life is made of two dates and a dash..” I have to “...Make most of the dash.” I am not going to live forever but if I were to leave this world today I would feel content with the person I see in the mirror.

I know the difficulty that Latinos face in this day and age I can envision assisting other young Latinos in achieving their dreams. I believe the most valuable thing in this world is an opportunity because sometimes all it takes for someone to be successful is a chance to do so. Consequently, I would like to be part of that chance that can foster the growth of future success.

Scholarship Essay Example #6

Change a Life Foundation Scholarship Essay Examples by Isabella Mendez-Figueroa 

Prompt: Please explain a personal hardship or catastrophic life event that you have experienced. How did you manage to overcome this obstacle? What did you learn and how did you grow from it? This answer is critical to your application as Change a Life Foundation’s vision is to assist individuals who have persevered and overcome a hardship/catastrophic life event.

Filling out this application, and my college applications has forced me to face head-on the realities that I've grown up in. Looking back and describing my life I see all the ways in which I am disadvantaged due to my socioeconomic status. But I think it's important to note that I wasn't fully aware of any of it growing up. I knew that my parents couldn't buy me everything, but I also knew that they hardly ever said no. I was a very normal child, asking for chicken nuggets and looking at mom and dad any time I was scared or unsure of something. As I've grown I've learned to fight my own monsters but I now also battle the ones that frighten my parents, the monsters of a world that they weren't born into. Monsters of doubt and disadvantage that try to keep them stuck in a cycle of poverty; thriving in a world that casts them to the side and a society that, with its current political climate, doesn't welcome them with the warmest hello.

The babysitter, the housekeeper, the driver, it's taken my dad 10+ years of night shifts to attaining financial stability, and become an asset to his workplace. He's been one of the millions of people who have been laid off in the last couple of decades and has had to start over multiple times. But each time he's re-built himself with more resilience. I've grown up living in section 8 housing because my parents often found themselves living paycheck to paycheck, not by choice, but by circumstance. They've endured bankruptcy over credit card debt, have never owned a home, or been given access to resources that allow them to save. Every time we've readapted, we get struck by a new change. I currently live in Manchester Square, a ghost town, a byproduct of the Los Angeles Airport expansion project. The 16 steps I have always known, soon to be demolished. My neighbors are empty lots, enclosed by fences. Homeless people’s pitch tents, under the roar of airplanes. My home is soon to become an accommodation to an airport, soon to be nonexistent. Knowing that my family has to relocate as I'm applying to college makes me feel a tad guilty, because of my lack of resources, I fear it will become a barrier to my transition to college. My parent’s finances are not a secret, I know their struggles as I hear about them day after day. My parents now deal with the burden of relocating, no longer having subsidized housing, and again, struck by yet another need to readjust and reassemble. Relocating a family of 5 in an area plagued by the gentrification of stadiums and demolition is no simple task as rent prices are as high as mortgages. It's odd they don't want me to stress or have it become my problem but I know it is, and I want to do whatever I can to help.

My older sister is the first in my family to go to college. I was always the shyer one. She's taught me through her efforts that the only limits you have are the ones you place on yourself. With my sister's example, I have followed in the footsteps of never letting money become a reason why I can't or won't do something. If my sister can do it, I can do it. I see the leadership characteristic is genetic and it runs in my entire family. I witness my parents be leaders every day as they tackle cultural obstacles in a country that wasn't the one they were born into, speaking a language that is not their own, and raising children to succeed in a system of higher education; one they never had the privilege to be part of. My family and I are one. We stack our efforts, and obstacles on top of each other to further our successes as a whole. When I think back to my family's story I'm amazed to think that my grandpa came to the US in the midst of WW2, a bracero, leaving his family to help feed millions of Americans in time of war. My grandpa, a man of the fields, paved the way so I could defy the odds with my prosperity.

At home, the teacher role often switches within my family. I am responsible for translating documents to my parents and explaining procedures and concepts as I, myself, am learning them. I have had the responsibility of helping assist my younger sister who has a mild case of Cerebral Palsy. Due to her pre-existing condition, she is a slow learner. I have dedicated a lot of time this past year, helping her with her transition from elementary to middle school and helping her adapt to such a drastic change.

Sometimes, I only sleep 4 hours as I wake up and rush out the door in order to make it on time to 6 am tutoring. Having to manage my schoolwork and home responsibilities has been difficult but I've managed to maintain high academic achievement by managing my time correctly and being persistent. If I truly want something, I need to go after it, and I will get it done. Sometimes being tired isn't an option.

Scholarship Essay Example #7

Millennium Gates Last Dollar Scholarship and $3,500 in Outside Scholarship Essay Examples by Famyrah Lafortune 

Prompt: “Education is the most powerful weapon which you can use to change the world.” - Nelson Mandela. Describe a change you would like to make in the world. Tell us about how you would plan to make that change, and what obstacles you might encounter along the way. * (No more than 400 words)

Nothing is more important to me than ending racial inequality and discrimination in America, as I do not want my younger siblings to face the discrimination Black people continue to face in our present society. After winning our fight to freedom and provoking the passage of the 1964 Civil Rights Act, why do Black teens face higher poverty rates than Whites and are still four times more likely to be incarcerated? “That was such a long time ago. You really need to get over it,” my White peers say when referring to racial inequalities. But, why then, in 7th grade, after winning Nazareth Academy’s Spelling Bee competition, did my fellow White classmate state with a heavy dose of surprise, “You know…when I first saw you, I didn’t think you were going to be smart?”

I hope to contribute to ending racial discrimination by utilizing our present interconnectivity and running a social media campaign titled #It’sNotOver. #It’sNotOver aims to oppose the widespread misconception that, because racial inequality was legally outlawed, de facto racial inequality does not still persist in our society. Our recent presidential election may have brought life to a ‘Divided America,’ but it also exposed how influential social media is. By raising awareness of racial disparities that occur everywhere, I might encourage a new wave of change in our country like that of the present Time’s Up movement. Furthermore, if I can access the influence of celebrities in my #It’sNotOver campaign, like that of Time’s Up, I might similarly capture the attention of millions of people and inspire action against this issue across the globe.

I know that social media can only do so much in addressing these issues as not everyone can afford the luxury of having internet access. However, I hope that my campaign can inspire all those who do have access to take it upon themselves to be the change by being inspired by the fact that we are globally united in this issue. Although I expect negativity and criticism from people who either do not believe that this issue exists or do not believe in our cause, I am willing to encounter it if it means our society as a whole irrevocably can grow to accept each other’s differences.

Scholarship Essay Example #8

Prompt: “It is very important to know who you are. To make decisions. To show who you are.” – Malala Yousafzai. Tell us three things that are important to you. How did you arrive at this list? Will these things be important to you in ten years? Why? * (No more than 400 words)

The three things that are important to me are my family, being successful, and leaving a legacy. As a result of my past, I keep these three crucial things at the forefront of my mind every day to help myself be successful.

Above all, my family is the most important thing in my life. The meaning of family may differ for everyone, but for me, my family is life. I almost died in the 2010 Haitian earthquake, as Jacmel was one of the worst damaged areas, had it not been for my grandmother and my mom. Later, if it was not for my uncle, my mom would not have been able to come to America to give me a better life. Without my family, I wouldn’t be here. I am forever indebted to their sacrifices, and I am so grateful that I have their eternal love and support.

Success is also very important to me. I hope to accomplish many things in my life, but most importantly, I would like to make my family proud so that they know that all of their sacrifices were worth it. Success to me is having a career that I love and allows me to help my family members financially. I hope to no longer experience hardships such as homelessness, poverty, and economic difficulties, as I had in my young life.

Ultimately, however, I would like to grow into someone who is loved and remembered by people who aren’t my immediate family members and my friends. I do not wish to be glorified, but I want to be more than a nonentity in this big, vast world. I hope that if I can inspire the change that I want to make, I can leave a legacy that continues to influence and shape the landscape that follows me. After coming to the epiphany that if I died today, nothing would change except for the lives of those extremely close to me, I find myself unwilling to be just another Jane Doe. I want to leave a part of myself behind, whether it is a building or a popular hashtag, that is meaningful and permanent once I die.

Scholarship Essay Example #9

Prompt: “Preservation of one's own culture does not require contempt or disrespect for other cultures.” - Cesar Chavez. What does it mean to you to be part of a minority community? What challenges has it brought and how have you overcome them? What are the benefits? * (No more than 400 words)

Being part of a minority is very conflicting for me as I feel both empowered as a part of a Haitian minority community but also disconnected from my non-immigrant peers. Coming from a background of poverty in Haiti, I knew that, even at a very young age, I had to be a good student in order to succeed. This work ethic--found throughout my Haitian community--has been very beneficial in my life as we all came here to pave ourselves a better future. As my mom held two jobs, went to college, and was temporarily homeless just to secure me a better future, I feel invigorated to be part of such an indefatigable community. And, it is because of this strong work ethic, central to my community’s core values, that I am now the salutatorian of a class of 679 students.

As I was so young when I came to the US, I didn’t know how American society functioned, specifically elementary school. I was the only immigrant in a class of forty, barely spoke English, and had no friends because of these limitations. Every day of those first few years, I felt an almost physical divide between my peers and myself. I never experienced a sense of belonging, despite my efforts. Already a double minority as a woman and a Black person, I tried to relinquish my language and culture in favor of American language and values to better fit in the crowd. By doing this, however, I almost completely lost my cultural identity as both a Haitian and an immigrant, and also my language.

It was in the halls of my first high school, International Studies Charter High School, that I realized the enormity of what I had lost. Where my peers retained their cultural identities and language, I had almost lost mine. It was there, I learned to embrace a part of me that was virtually buried inside, as I was encouraged to be more open: speaking Creole with my Haitian math teacher and peers. As a senior, I now volunteer weekly helping Haitian ESOL students with their homework. I am both a teacher and a student in that small classroom as I help them with their homework, and, in return, they help me in perfecting my use of Creole. They are my daily reminder of what unites us as Haitians—our ability to triumph in the face of adversity.

Scholarship Essay Example #10

Prompt: “The secret of our success is that we never, never give up.” - Wilma Mankiller. Tell us about a time when you failed at something. What were the circumstances? How did you respond to failure? What lessons did you learn? * (No more than 400 words)

I’ve danced ballet since I was seven years old. But, even after almost eight years, I could still barely extend my legs as high as my peers nor could do as many pirouettes as them. My flexibility was incredibly subpar and I easily wore out my Pointe shoes, making them unwearable after a couple of months. Where the average lifespans of my peers’ pointe shoes extended into months, mine could barely last ten classes. I was the weakling of my class at Ballet Etudes, and I was too absorbed in my insecurities to do anything to better myself to become the dancer I aspired to be.

After a humiliating recital, wherein my pointe shoe ribbons untied in the middle of our group performance, I all but gave up on dance. I was in the middle of doing a Changement de Pieds (Change of feet jumping step) when I glanced down in horror to see my beautiful ribbons untied as I forgot to tape them with clear tape as I usually did before my performances. Glancing to my right, I saw that my ballet teacher backstage had also taken note and was rushing me to get off the stage, her hands beckoning me in a frantic manner. After berating me for not having properly tied my laces, I was not allowed to finish my part. Later, I could barely get back on stage that evening for our final performance as I didn’t want to fail myself and my team again. But, because of my move to Port Saint Lucie in the summer before sophomore year, I was able to rekindle my passion for ballet and pointe at South Florida Dance Company. South Florida Dance Company was my saving grace, a place where I was able to restart my experiences in dance and renew the joy I once felt in my art. It was an incredible feeling regaining my confidence and surety in my abilities, as a result of the additional help that I received from my dance teacher, Ms. Amanda.

Presently, I always remind myself to be the best that I can be and to positively use my dance role models, like Misty Copeland, as encouragement to be a better dancer. From this experience, I learned that to overcome personal failures, I needed to move forward and think positively because change doesn’t happen when you sit still.

Scholarship Essay Example #11

National Association of University Women Scholarship Essay Examples by Isabella Mendez-Figueroa

Prompt: Please explain how your experience volunteering and participating in community service has shaped your perspective on humanity. Elaborate on how these experiences have influenced your future ambitions and career choice.

I didn’t really understand my community until I was forced to see it from the outside; sort of like when you see a picture of yourself someone else took that you weren’t aware of. It took a 3,000 mile flight for me to gain a different perspective of the world, of my world. When I landed in Maine it was nothing like the place I called home. There was no traffic, there were lots of trees, and absolutely no spanish to be heard anywhere. I missed my people, my home, and my community the most as I saw the ways in which other communities fostered creativity, advocacy, and community involvement.

I talked about my community every chance I got, writing a public backlash to Donald Trump and reading out to the group of parents to show them my unique struggle. The election of Donald Trump has forced me to come to terms with the harsh realities of this world. The lack of respect he has for women, minority groups, and factual evidence are alarming. This presidency makes me want to prove wrong all of his perceptions of people like me, the poor, the immigrant, the woman. I left people in awe, leaving me empowered. I had people come up to me and explain that they can relate to my poem about not fitting in, being Mexican American and not feeling like you can consider yourself American or Mexican because you’re both. I emphasized that I, like many others, am in between and we have the same platform that anyone else does to succeed. I explained that many of us, hold this pressure of first generation children of immigrants to prove that we are the proof that our parents sacrifices of restarting in a new country was worth it. I was the visible representation of a first generation child of immigrants, branching out into a new environment despite where I had come from and shocking everyone with my prosperity.

If I was the only visible representation available, I was going to use my voice to echo the feelings of my entire community and make it known that we are all here-- all of our struggles, our efforts, and our passions, are not absent from places where we are not seen.

Maine helped me branch out in my own community now as a Student Ambassador. From this experience, I’ve learned that I can represent my high school and have the responsibility to assist staff at events for prospective students and organize presentations for parents. I spend a lot of time interpreting for parents at meetings and explaining the current events that are ongoing and new educational opportunities that students should take advantage of. I have had the privilege to work alongside office staff and the Principal, where I get to positively dedicate my time to parents who have general questions regarding the schools upcoming events. By dedicating my time as a Student Ambassador, I have allowed myself to excel at communicating with others and improving my customer service skills. I want my education to change the negative stigmas surrounding my community, by showing that it's possible to expand your access to the world and allow you to leave, by choice, through receiving a post-secondary education. I am someone who has grown up in an area with limited resources fostering limited mindsets. My neighborhood has 4 elementary schools, 2 high schools, and a strip club feet away from a library. What message does that send to children? It's normal in my community to have pregnant classmates in high school. People aren't aware of the world outside, they aren't encouraged to ever leave.

Through my experience as a volunteer that communicates a lot with parents, I have learned that the American Dream does not simply belong to first generation students like myself. I have found that our accomplishments are stacked upon the sacrifices of our parents. I used to think that growing up was like the passing of a baton where you’re the next runner and it’s your turn to run your best race, but I now see that this is a team effort, as you expand your horizons your family also gets to experience the benefits. I want to demonstrate to my community that there can be a female, bilingual, Latina doctor. I want to showcase that one's zip code, doesn't determines one's success. One of the most common questions I get at these parent meetings is “what’s better college or university”? This question didn’t make sense to me at first then I realized that parents wanted to know the difference between community college and a four year. Concepts like financial aid, grants, loans, are all foreign concepts as most of our parents never went to college. They want to be able to help but do not know where to begin. As a student ambassador, I helped bridge that gap. We often held meetings where we explained to parents within our community what resources were out there and available and what the difference was among the different options for each student. Being the student face for Animo, I’ve learned that I was a student and daughter, can provide assistance to my own community through the knowledge that I have gained. I am the communication that is needed in my community that’s necessary for further successes by using my personal knowledge and experience to help uplift and educate others in similar situations.

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Unforgettable Event that Changed my Life

How it works

Our lives are always shaped by events around us. This implies that human life is surrounded by everyday life decisions and choices which always bring about a result which may impact a closer or a far-off individual either positively or negatively. Despite the fact that we as low-level members of the society may not have had a hand in the decision made or we may not even have control over the outcome, it is upon us to synthesize the experience and the information pertaining to that event for us to be able to learn something out of it.

With the mentality of learning, comes the effect of persuasion which might influence an individual positively or negatively whereas some people might not actually be affected at all by the event. This is always because the event that occurred might have been insignificant to them in their perspective or they might have unconsciously blocked the memory of the experience to minimize and avoid the possibility of ever reliving it. It is however clear that whereas some events might be insignificant to others, every individual’s life has always been shaped by an event in one way or the other despite them knowing it or not.

?Events revolving around our lives are always vast and extensive and for this reason, these events might often be grouped into several few common categories such as political, social and economic and despite this diversity, each and everyone influences and affect different people in several different ways. Therefore, this paper is about an event that occurred in the country’s history and global history at a delicate stage of my life and ended up changing and shaping my life in a totally different way. A major political event that occurred on the 4th day of November 2008 completely changed my perspective of life altogether (Abramowitz). In 2008, I was a teenager and as it is common with all teenagers, I tried to have all sorts of fun and adventure while embracing the unjust societal norms I was raised in. In America, there exist several forms of inequalities and injustices which are often majorly associated with the minority groups of the African American origin or those of Hispanic origin as compared to the whites who have the white privilege.

?This particular event was historic and impacting in the sense that it was one of a kind and had never occurred in the world history. The then-junior senator of Illinois State Barack Hussein Obama who was an African America individual born in Hawaii which is not even part of the continental United States was elected as the 44th President of the United States which is one of the offices with the greatest power in the world. He was the first ever person of color to be elected into that office since the independence. Obama was not only elected by the people of color but also by the majority whites too and this became my first realizations that despite the existence of all the animosity and inequalities among the white and the people of color, citizens were still willing to come together to promote a better change and disregard any form of inequality. That day, all the American communities were seen celebrating together initiating a first step towards developing trust and eradicating societal inequalities. As an individual, I had to grow up believing that despite the inequalities and injustices, Americans and people all over the world could still come together in times of need to promote change for the better (Pasek et al.). All of us have the racism effect subconsciously imprinted in our brains but after seeing the impossible happen, some of the inequalities, injustices, and myths regarding the colored community were clarified thus I grew up believing in equality and that we are all the same and whatever can be achieved by one individual could be achieved by the other despite their differences in race or age. Thus, I was completely reformed regarding issues of inequality and injustices.

?Furthermore, Obama acted as a beacon of hope to all people, more so to me, after he was elected. Despite the fact that the United States citizens made an impossible decision which resulted in an extraordinary result, applause should also be given to President Obama for striving and achieving something which in many people’s minds seemed to be impossible. In a country with a majority of whites and white privilege, many odds were against him in terms of becoming the president. However, despite the odds, he did not give up but fought his way through the societal injustices to emerge on top by influencing and persuading many to elect him. This process thus required massive sacrifice and dedication to ensure that he did not lose but outgrew all the obstacles that presented. Obama’s victory was a victory for all individuals of a minority group (Abramowitz). Throughout my teenage years, I went through several problems such as run-ins with the law and sometimes it always felt like I was alone in the world and this was the end of the road for me. However, after what President Obama achieved, it was evident that we should always keep trying despite the obstacles because sooner or later, we always triumph over them and advance into a more peaceful/victorious existence.

?Contrary to many people’s opinions on a black president in the oval office, President Obama delivered as he promised on several matters. For instance, when he took office, the country was on the verge of recession with expensive lifestyles such as high taxes and medical care plans imposed on ordinary citizens. However, he enacted several changes to the government allowing even the middle and the low-class citizens to enjoy the American lifestyle in some perspective (Sullivan). He further went overboard to operate in a very harsh environment with the opposition party criticizing him and downgrading him on his job but he did not let this deflect him from his true objective as it is with true leaders. Therefore instead of focusing on rage, anger, and revenge on the insulting opponents, he channeled all his energy in servicing the country and the citizens to ensure he delivered on his campaign promises of developing America (Sullivan). As a transitioning adult from youth to adulthood, I had to learn more knowledge from the first term of Obama’s presidency. As he kept his word he kept his promises and this earned him a place in the society’s heart earning him a further second term to do even a better job. It is therefore important to stand to our promises so we may receive the award from the society instead of making false promises which might create societal unrest.

?In conclusion, my life changed for the better after the election event in 2008 because I was able to learn some of the greatest moralities present in the life of human beings. That was the time I realized that inequality should be stopped. I further learned that we are all similar and equal hence everybody is capable of achieving greatness despite their social class. Finally, I learned that it is important to keep promises as they reward and it is the correct thing to do whereas violating them is wrong and often has consequences. It is therefore clear that this event changed my life and dominated it for the better.

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16 Most Life-Changing Experiences People Go Through (Examples)

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On our life’s journey, we go through many experiences and moments that could change our lives forever. These life-changing experiences can either be positive or negative, and they could make our existence here better or worse.

A life-changing experience is any  event that alters your way of thinking , your feelings, well-being, relationships, and behavior. It is a moment that profoundly changes you and your life by shaping you into the person you become, opening or closing doors for opportunities, affecting your quality of life, and modifying the course of your life, sometimes forever.

In this post, we shall give examples of the common most life-changing events people go through. Read on…

READ ALSO: 10 Ways to Turn Your Life Around at Any Age (20s, 30s, 40s, and Beyond)

Examples of the Most Life-Changing Experiences People Go Through

• Traveling to a new country or city

Not many things will change you as much as travel does. As such, it is no wonder that traveling to a new country or city is an example of the most life-changing experiences many people have had. 

Whether you travel at a young age or when you are older, visiting new places can affect you in various ways, often positively but sometimes negatively.

For example, traveling to a foreign country is an experience that changes you and your life by exposing you to new places, people, and cultures, helping you gain a new perspective, and promoting your personal growth. 

However, if you get robbed, harassed,  fall ill , get stranded or lost, find bad weather, or have some other bad experience while traveling, it can become one of the negative moments that change your life.

READ ALSO: Island Hopping in Thailand: Exploring the Must-Visit Islands

• Going to college

Being in college is one of the most life-changing experiences. Since most people go to college straight from high school, this is the in-between stage where you are not just an adolescent but you aren’t fully an adult either.

Many things that could  define your path in life  can happen during this period. For example, you choose a degree, thus your desired career; you meet new people who may or may not be the wrong kinds of people; you may fall in love, and you also make many good and bad decisions.

Additionally, going to college is an example of the most life-changing experiences people go through because you gain a lot of new skills from your classes, activities, struggles, and by interacting with others. These skills can come in handy in the future .

• Moving out of your parent’s house

Leaving home is a common rite of passage and one of the most life-changing experiences for many people. You will never be the same person after moving out of your parent’s house to  live on your own , with roommates, or with a romantic partner.

For most people, moving out of their parent’s house is the first step in embracing adulthood. It is a life-changing event because it is only after leaving the nest to be on your own that you will know what the real world is actually like. 

You have to become more responsible and self-sufficient, but you also have more freedom to do the things you couldn’t do under your parent’s roof.

READ ALSO: 8 Signs You Are Ready to Buy a House

• Falling in love

Everyone wishes they could find love. However, falling in love is an example of the most life-changing experiences many people go through. It can transform you and your life positively or negatively.

For instance, falling in love with someone who loves you back is a life-changing moment because it will make you happy , help you see the world differently, and make you more caring and empathetic.

Falling in love may also make you think of the future more often and boost your motivation to work harder on becoming a better version of yourself .

However, falling in love with the wrong person or someone who doesn’t love you back can also be a life-changing experience. You may feel rejected, tolerate things you shouldn’t, or try to change who you are just because you are in love with someone.

READ ALSO: 10 Signs You Are Blinded by Love, Why, Disadvantages, and How to Stop

• Getting married

Falling in love and dating are easy; getting married is a whole other thing, and it is an example of the most life-changing experiences that many people go through.

Marriage changes how you view yourself and your spouse, as well as the situations you go through in life.

Your life may become more fulfilling as you now have someone to share experiences and  be completely vulnerable with; you get a new set of relatives and friends; you could reap some financial benefits, and you can start a family.

Marriage is one of the most life-changing experiences for many because no matter how independent or self-reliant you are, you no longer should make decisions without thinking about how they will affect your partner first. You have someone else to consider in your plans.

For some people, marriage could be a negative life-changing experience. For instance, if they discover some hidden negative qualities of their spouse, such as being abusive, having  bad money habits , being a glutton, chronic cheating, being lazy, having a tendency to hold grudges, being  a bad parent , being envious of your success, etc.

• Having a baby

Whether you are married or not, in your teens or older, having a baby is one of the most life-changing experiences. For most people, especially married couples, a baby is a reason to celebrate and it often strengthens the relationship.

Your life may change now that there are more people to love, take care of, and consider when making decisions and plans, but for the most part, having a baby while married is just one of the expected natural progressions of the relationship.

For many teenage moms and other unprepared mothers, having a baby can change your life completely, sometimes negatively. It could result in you having to drop out of school, being disowned by your parents, getting married early, resenting your child for limiting you, having to start working early, having increased stress levels, and missing out on things that other people your age are doing.

Even if one decides not to keep the baby and give it up for adoption, it would still be a life-changing decision for them and the child.

However, having a baby can still be a positive life-changing moment for some teenage parents and other people who get kids while not ready. It could motivate you to  get your life together , work harder at school or in the workplace to be better, not be promiscuous, be more responsible, and change the kinds of people you hang out with.

READ ALSO: 14 Best Things to Do When Your Life Sucks (Why It Happens)

• Achieving success

Becoming successful at a particular thing is an example of the most life-changing experiences people go through. It could be success involving gaining power such as in politics, achieving your goals at work, becoming rich like after winning the lottery, or being famous such as on social media.

Achieving success is a life-changing event because it enables you to change your lifestyle, motivates you to try even harder, introduces you to new kinds of people, raises your status in society, reduces anxiety and stress about finances, and also makes you start to think and act differently.

Success also changes the way other people treat you, from fans and receptionists to bank managers and more. It can open opportunities that were closed before.

For some people, success can be a life-changing experience that transforms them negatively. It may change their personality and behaviors. For instance, they could become arrogant and rude or they may develop bad habits they couldn’t afford to have while they had no money.

Success can also ruin your existing relationships, affect your privacy and anonymity, and expose you to more people with bad intentions , some who may even try to kill you for your money or due to envy.

READ ALSO: 10 Things You Have to Sacrifice to Be Successful (the Cost of Success)

• Listening to a motivational speaker

Hearing another person’s life story can be a life-changing experience, for example, listening to motivational speakers on TED and other similar talks.

You can learn from other people’s struggles and how they dealt with the obstacles that could have kept them stuck, relate to these people’s experiences, and get the inspiration and motivation to change your life and outlook from the advice they give.

• Death of a loved one

Loss of loved ones through death is an example of the negative life-changing experiences many of us must go through at some point. Besides the grief that may last forever, a lot of things could change about you and your life.

The death of a loved one can make you develop the ability to be self-reliant and more resilient. It can make you love and appreciate your remaining family and friends more.

Additionally, the loss of a loved one can help you know the people who truly care through the support they provide .

Death could also change your perspective as you realize how short and valuable life really is. If you lose too many loved ones, you may become desensitized to death as you begin to  accept death and dying  as a part of life.

• The end of a relationship

Heartbreak is an example of the most life-changing experiences people go through. No matter if it was a breakup with someone you were dating or a divorce, these life-changing events can transform you in positive and negative ways, whether you are the one who initiated the ending of the relationship or not.

For instance, going through the pain of a breakup or divorce can result in a change in your way of thinking about relationships or a particular gender, make you feel lost and hopeless, fill you with  regrets , affect your sense of  self-worth , and may even alter your entire personality.

However, heartbreak doesn’t only change your life in negative ways. It can be a positive life-changing experience, especially if you were the one to initiate the end of the relationship.

Even while feeling the pain of the breakup, you may realize that you deserve better and feel motivated to reinvent yourself. Later, when you have moved on, you will confirm that  time really does heal all wounds , and you may meet the right person for you.

• Loss of a job

Most people experience having to  cope with a job loss  at some point in their lifetime. Getting fired, being laid off, and resigning from a job are examples of the most life-changing experiences people go through.

Losing a job, especially when you have no plans for what to do next, can be a devastating experience. It could affect your sense of self, how you think about the future, as well as  your mental, emotional, and physical health .

However, losing a job can be the best thing to ever happen to you sometimes. It could make you discover your strengths and weaknesses, force you out of your comfort zone, and give you an opportunity to change your life.

Many people often discover what they are passionate about,  start businesses , and figure out their purpose after becoming unemployed; thus, job loss is not always a negative life-changing experience.

READ ALSO: 10 Signs It Is Time to Change Careers and Why

• Becoming ill

Learning you are ill is another example of the most life-changing experiences that many people go through, especially when it comes to terminal illnesses, chronic diseases, conditions that require surgery, and accidents.

You will always classify your life ‘before’ and ‘after’ the diagnosis or the life-changing event differently because nothing will ever be the same, even if you heal.

Falling ill can be a moment that changes your life significantly by inhibiting your ability to go about your everyday tasks, causing financial difficulties , forcing you to make healthy lifestyle choices, changing your body, and shifting your outlook toward life.

• Near-death experiences

Besides life-threatening health conditions, there are many other near-death experiences you may have gone through, for example, a suicide attempt, an accident, an attempted murder, or a drug overdose.

Near-death experiences  are usually among the most life-changing events for many people who have ever been in such a situation.

Depending on what caused it, almost dying can make you gain a new sense of purpose, appreciate life more, be more careful,  adopt healthier habits , stop fearing death, and become more spiritual.

READ ALSO: 5 Reasons Why You Keep Seeing Angel Number 1111 (and What 11:11 Means)

• Unhealthy relationships

Whether it is your relationship with your parents, siblings, friends, and people at work or the one with your romantic partner, toxic relationships are one of the most life-changing experiences.

Unhealthy relationships can change how you view yourself, other people, and the world in general. For instance, they could lower your self-esteem, stress you out, isolate you, reduce your trust in others and yourself, and even  affect your physical health .

Being in a toxic relationship may change your personality completely.

Getting out of an unhealthy relationship could be a life-changing event as well. The experience could make you better at recognizing red flags in potential future partners or other people in your life, and you may also start to love and value yourself more,  put yourself first , and set boundaries.

However, you may still have some PTSD  from the experience that could be easily triggered even long after the toxic relationship ended.

READ ALSO: 11 Types of Toxic Friends: Signs and How to Deal with Them

• Failures and mistakes

Things don’t always go the way you hope they will; you will make mistakes and experience failures on your life’s journey. These failures and mistakes can become examples of life-changing experiences that affected you positively or negatively.

For example, failures and  mistakes can be positive  life-changing events if you use them to learn lessons, gain the motivation to do better next time, and redefine your goals. They could also make you appreciate success a lot more because you know how it feels not to get the desired results.

However, some people may see mistakes and failures as negative life-changing experiences and give up while wallowing in self-pity and blaming themselves instead of finding  ways to bounce back .

In recent years, extreme tourism is growing in popularity as more people want to try adrenaline-pumping adventures, domestically and internationally. The adventures and misadventures are examples of the most life-changing experiences as they can affect you positively or negatively.

For instance, going on successful adventures can be a positive life-changing experience because they will  make your life exciting and interesting , improve your motivation, and boost your confidence . You will feel like you are limitless.

On the other hand, if something goes wrong during your adventures, for example, an equipment malfunction, an injury, a kidnapping, an accident, robbery, getting stranded in the worst places, or some other unfortunate occurrence, the experiences can become negative life-changing events.

You may not look back at your adventures fondly or want to do something like that ever again.

READ ALSO: 30 Best Fall Activities: Fun Things to Do in Autumn

Final Thoughts

From losing a job, starting a new one, doing things that scare you, and having kids, to loss of loved ones and traveling the world, there are many life-changing moments people experience, some so small you may not realize they had such a profound effect on you and your life.

Although there are many more examples of the most life-changing experiences people go through on their life’s journey, these are some of the common ones.

These moments, events, and experiences can change your life forever for better or worse by altering your perspective, behaviors, feelings, body, and relationships.

Remember that how the above examples of life-changing experiences affect you often depends on the way you choose to view your situation. A life-changing event can be negative but have positive effects on you, or it can be positive but have adverse consequences.

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Narrative Essay Sample: The Events That Changed My Lifestyle

Everybody has certain events that change their lifestyle, but for me, it was two major events that really changed the course of my life.

Well, let's start at the very beginning. When I was little I always thought about everything, and my parents said that I had a very big vocabulary and that I always thought long and hard about things. But I thought about the most though was what I was going to get to become a big sister.  I would sit all day praying for God to bless me with a little sister.

Well, I remember coming home from school one day in  kindergarten, and my mom was in the bathtub when she said “ come here  Arlee I have to tell you something.”  I ran into the room full of excitement just knowing what she was going to tell me. So she sat me down and she showed me a little picture, and I looked at the picture and asked what it was, and she said said “see that little dot, that's going to be your new sibling”.” we don't know if it is a boy or a girl yet but you're going to be a big sister”.

Most of my mom's pregnancy was very exciting, I was anticipating the birth of my sibling so badly and I couldn't wait to find out the gender, and when I finally did I was so happy. We contemplated over tons of names, the most popular being Ruby Kate, but in the end, we ended up just naming her Addee Claire.

I remember that day she was born like the back of my hand. We had to wake up at 4:30  And I remember the nanny being on TV And then having to rush off to the hospital. My mom had to stay in the hospital for a few days so I got to stay with my grandma and grandpa. On the first night, my cousin Peyton spent the night too and we went and had furs for dinner.  The next day we went up to the hospital and saw my little sister and we both got to hold her. She was beautiful. She was just the most pretty baby I  had ever seen, with a cute little pink bow right at the top of her head. That same night my cousin Gracie came over to spend the night with me and my grandma and grandpa are to keep me company.  The next day after that my grandma took me home.  

After addee was born everything was really good until one day it wasn't. My mom began to lose her hair and have body aches that were terrible. My dad took her to several doctors who all said the same thing, they didn't know what she had. They said it wasn't cancer but they didn't know what she had. They tested her for all sorts of things such as lupus, fibromyalgia, and other things too. They ended up saying that she did have fibromyalgia, and some other autoimmune disease but they still don't know exactly what it is yet.

A little bit after finding all of this out though, we got some pretty good news. My dad had a friend of his who knew a lady who couldn't quite take care of her little baby girl anymore. I was really excited to find out that we were going to have her stay with us for a while. Her name was Greenlee, she was very sweet. But I knew we couldn't keep her forever, and eventually, we had to give her to some of her relatives. My sister began going to all of the visitations my mom would get with Greenlee and they became pretty close.  But she doesn't quite remember her now. I actually remember once  Addee had told me she wanted a little sister just like Greenlee.  And after some discussion, we realized we wanted twins, so We immediately began to pray every day for twins. And it wasn't but five years later before I became pregnant again.  

I remember that day perfectly as well. I was sitting on the couch in our living room with my sister reading a book when I decided to go ask my mom what a word meant from the book that I didn't understand. When I walked in she called me over and told me the wonderful news. She said  I was going to be a big sister again. All I remember is just running in the living room crying because I was so excited to be a sister again. It was like the greatest moment of my life. 

We contemplated way more names this time considering we were waiting to find out the gender till the day of birth. Everyone said it was going to be a boy and my mom thought so too but I wanted another sister so I wasn't too happy about this idea at all. I  had told my mom I hoped she had twins, but she said because of her autoimmune stuff and the fact that she was 42 and had already had two cesexshons it was already going to be a high-risk pregnancy  .  and it was, she had to have the baby in Dallas instead of in sulfur springs where we were born.

I later found out that my mom wanted to have twins when she was a teenager but changed her mind, and  I also found out that I would have had another sibling before Addee but my mom had a miscarriage.   We went through the whole pregnancy just wondering the gender of the baby, me wanting a girl, everybody else wanting a boy. The day the baby was born my sister was sick and had to wear a mask so when we finally got to see the baby and found out it was a girl  (who we named Aynslee Grace) she kept tugging on my sister's mask and kept sticking her tongue out at her. 

Those events changed my life because they helped shape me into the person I am today and brought a lot of responsibility into my life. For example, becoming a big sister allowed me to learn skills such as patience, and many others that I can use when I become a parent myself.   Also, my mom having her autoimmune disease brought me different responsibilities, for both like having to watch my sisters on my mom’s really bad days and other things too. But those two events greatly changed my life for the better. And wouldn’t change any of it for the world.

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Home — Essay Samples — Life — Life Experiences — Life Changing Experience

Essays About Life Changing Experience

What makes a good life changing experience essay topic.

• Significance: Select a topic that holds personal significance to you. The more you connect with the topic, the more authentic and engaging your essay will be.
• Impact: Choose an experience that had a significant impact on your life. This could be a moment that completely changed your perspective or led you to make important decisions.
• Uniqueness: Avoid common or cliché topics. Instead, opt for something unique and unexpected that will capture the attention of your readers.
• Emotional connection: Select a topic that evokes strong emotions. Whether it's joy, sadness, or triumph, an emotionally charged topic will resonate with your audience.
• Growth and reflection: Focus on experiences that have taught you valuable lessons or prompted personal growth. This will allow you to explore your journey of self-discovery in your essay.
• Relevance: Choose a topic that is relevant to your intended audience. Consider what aspects of your experience will resonate with them and make your essay relatable.

Best life changing experience essay topics

• The moment I discovered my passion for [insert hobby or interest].
• Escaping the grips of fear: How I conquered my biggest phobia.
• A chance encounter that changed the course of my life.
• The transformative power of traveling solo.
• Overcoming adversity: How I triumphed over a major life setback.
• The day I realized the importance of self-love and acceptance.
• Unveiling my hidden talent: Discovering my artistic side.
• The unexpected friendship that taught me the true meaning of loyalty.
• From failure to success: How I turned my biggest mistake into an opportunity.
• The life-altering impact of volunteering in a third-world country.
• Embracing vulnerability: How sharing my story empowered me.
• The transformative power of forgiveness: Healing old wounds.
• Breaking free from societal expectations: Embracing my true identity.
• The day I let go of toxic relationships and embraced self-care.
• From scarcity to abundance: Overcoming financial struggles.
• The power of mentorship: How a guiding figure changed my life.
• A life-changing decision: Choosing passion over stability.
• The moment I discovered my purpose in life.
• The unexpected life lessons learned from a pet.
• Embracing my roots: Reconnecting with my cultural heritage.

Best life changing experience essay questions

• How did this experience shape your perspective on life?
• What were the major challenges you faced during this transformative journey?
• In what ways did this experience inspire personal growth and self-discovery?
• How did this life-changing event impact your relationships with others?
• What lessons did you learn from this experience that you will carry with you forever?
• How did this event challenge your beliefs or values, and what did you learn from that?
• What steps did you take to overcome obstacles and achieve personal transformation?
• Describe the emotions you felt throughout this life-changing experience and how they evolved over time.
• How did this experience alter your goals and aspirations for the future?
• Reflecting on this transformative journey, what advice would you give to others facing similar circumstances?

Life changing experience essay prompts

• Imagine you wake up tomorrow with the ability to speak a new language fluently. How would this newfound skill change your life and impact your interactions with others?
• Write about a time when you had to step out of your comfort zone and face a fear head-on. How did this experience shape your outlook on life?
• If you could relive one day from your past, which day would you choose and why? How would you make different choices or approach the situation differently?
• Reflect on a moment when you had to make a difficult decision that ultimately changed the course of your life. What factors did you consider, and how did this decision impact your journey?
• Describe a time when you found inspiration in an unexpected place. How did this newfound inspiration ignite a transformation in your life?

Writing life changing experience essay FAQ

Q: What is a life changing experience essay?

A: A life changing experience essay is a personal narrative that focuses on a specific event or moment that had a profound impact on the writer's life.

Q: How do I choose a topic for a life changing experience essay?

A: To choose a topic, reflect on significant moments in your life, considering their impact, uniqueness, emotional connection, and relevance to your audience.

Q: Can I write about a negative life-changing experience?

A: Absolutely! Life-changing experiences can be both positive and negative. The key is to focus on the growth and lessons learned from the experience.

Q: How can I make my essay stand out?

A: Select a unique and unexpected topic, evoke emotions, and incorporate personal reflection and growth. Avoid clichés and strive for authenticity.

Q: Can I use creative writing techniques in my life changing experience essay?

A: Yes! Creative writing techniques such as vivid descriptions, dialogue, and storytelling can enhance the impact and engagement of your essay.

Q: Should I include a moral or lesson in my essay?

A: While it's not necessary, sharing the lessons you learned from your experience can add depth and significance to your essay.

Q: How long should a life changing experience essay be?

A: The length of your essay can vary depending on the requirements. However, aim for a concise and impactful essay that captures the essence of your experience.

Q: Can I seek feedback on my essay before submitting it?

A: Absolutely! Seeking feedback from trusted individuals can provide valuable insights and help you refine your essay for maximum impact.

Q: Can I include humor in my life changing experience essay?

A: Yes, if appropriate to your topic and writing style. However, ensure that the humor enhances the overall message and impact of your essay.

Q: How can I conclude my life changing experience essay effectively?

A: Conclude by summarizing the key lessons learned or personal growth experienced, leaving the reader with a lasting impression of your transformative journey.

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The Possible Collapse of the U.S. Home Insurance System

A times investigation found climate change may now be a concern for every homeowner in the country..

This transcript was created using speech recognition software. While it has been reviewed by human transcribers, it may contain errors. Please review the episode audio before quoting from this transcript and email [email protected] with any questions.

From “The New York Times,” I’m Sabrina Tavernise. And this is “The Daily.”

[MUSIC PLAYING]

Today, my colleague, Christopher Flavelle, on a “Times” investigation into one of the least known and most consequential effects of climate change — insurance — and why it may now be a concern for every homeowner in the country.

It’s Wednesday, May 15.

So, Chris, you and I talked a while ago about how climate change was really wreaking havoc in the insurance market in Florida. You’ve just done an investigation that takes a look into the insurance markets more broadly and more deeply. Tell us about it.

Yeah, so I cover climate change, in particular the way climate shocks affect different parts of American life. And insurance has become a really big part of that coverage. And Florida is a great example. As hurricanes have gotten worse and more frequent, insurers are paying out more and more money to rebuild people’s homes. And that’s driving up insurance costs and ultimately driving up the cost of owning a home in Florida.

So we’re already seeing that climate impact on the housing market in Florida. My colleagues and I started to think, well, could it be that that kind of disruption is also happening in other states, not just in the obvious coastal states but maybe even through the middle of the US? So we set out to find out just how much it is happening, how much that Florida turmoil has, in fact, become really a contagion that is spreading across the country.

So how did you go about reporting this? I mean, where did you start?

All we knew at the start of this was that there was reason to think this might be a problem. If you just look at how the federal government tracks disasters around the country, there’s been a big increase almost every year in the number and severity of all kinds of disasters around the country. So we thought, OK, it’s worth trying to find out, what does that mean for insurers?

The problem is getting data on the insurance industry is actually really hard. There’s no federal regulation. There’s no government agency you can go to that holds this data. If you talk to the insurers directly, they tend to be a little reluctant to share information about what they’re going through. So we weren’t sure where to go until, finally, we realized the best people to ask are the people whose job it is to gauge the financial health of insurance companies.

Those are rating agencies. In particular, there’s one rating company called AM Best, whose whole purpose is to tell investors how healthy an insurance company is.

Whoa. So this is way down in the nuts and bolts of the US insurance industry.

Right. This is a part of the broader economy that most people would never experience. But we asked them to do something special for us. We said, hey, can you help us find the one number that would tell us reporters just how healthy or unhealthy this insurance market is state by state over time? And it turns out, there is just such a number. It’s called a combined ratio.

OK, plain English?

Plain English, it is the ratio of revenue to costs, how much money these guys take in for homeowner’s insurance and how much they pay out in costs and losses. You want your revenue to be higher than your costs. If not, you’re in trouble.

So what did you find out?

Well, we got that number for every state, going back more than a decade. And what it showed us was our suspicions were right. This market turmoil that we were seeing in Florida and California has indeed been spreading across the country. And in fact, it turns out that in 18 states, last year, the homeowner’s insurance market lost money. And that’s a big jump from 5 or 10 years ago and spells real trouble for insurance and for homeowners and for almost every part of the economy.

So the contagion was real.

Right. This is our first window showing us just how far that contagion had spread. And one of the really striking things about this data was it showed the contagion had spread to places that I wouldn’t have thought of as especially prone to climate shocks — for example, a lot of the Midwest, a lot of the Southeast. In fact, if you think of a map of the country, there was no state between Pennsylvania and the Dakotas that didn’t lose money on homeowner’s insurance last year.

So just huge parts of the middle of the US have become unprofitable for homeowner’s insurance. This market is starting to buckle under the cost of climate change.

And this is all happening really fast. When we did the Florida episode two years ago, it was a completely new phenomenon and really only in Florida. And now it’s everywhere.

Yeah. And that’s exactly what’s so striking here. The rate at which this is becoming, again, a contagion and spreading across the country is just demolishing the expectations of anyone I’ve spoken to. No one thought that this problem would affect so much of the US so quickly.

So in these states, these new places that the contagion has spread to, what exactly is happening that’s causing the insurance companies to fold up shop?

Yeah. Something really particular is happening in a lot of these states. And it’s worth noting how it’s surprised everyone. And what that is, is formally unimportant weather events, like hailstorms or windstorms, those didn’t used to be the kind of thing that would scare insurance companies. Obviously, a big problem if it destroys your home or damages your home. But for insurers, it wasn’t going to wipe them out financially.

Right. It wasn’t just a complete and utter wipeout that the company would then have to pony up a lot of money for.

Exactly. And insurers call them secondary perils, sort of a belittling term, something other than a big deal, like a hurricane.

These minor league weather events.

Right. But those are becoming so frequent and so much more intense that they can cause existential threats for insurance companies. And insurers are now fleeing states not because of hurricanes but because those former things that were small are now big. Hailstorms, wildfires in some places, previous annoyances are becoming real threats to insurers.

Chris, what’s the big picture on what insurers are actually facing? What’s happening out there numbers-wise?

This is a huge threat. In terms of the number of states where this industry is losing money, it’s more than doubled from 10 years ago to basically a third of the country. The amount they’re losing is enormous. In some states, insurers are paying out $1.25 or even $1.50 for every dollar they bring in, in revenue, which is totally unsustainable.

And the result is insurers are making changes. They are pulling back from these markets. They’re hiking premiums. And often, they’re just dropping customers. And that’s where this becomes real, not just for people who surf balance sheets and trade in the stock market. This is becoming real for homeowners around the country, who all of a sudden increasingly can’t get insurance.

So, Chris, what’s the actual implication? I mean, what happens when people in a state can’t get insurance for their homes?

Getting insurance for a home is crucial if you want to sell or buy a home. Most people can’t buy a home without a mortgage. And banks won’t issue a mortgage without home insurance. So if you’ve got a home that insurance company doesn’t want to cover, you got a real problem. You need to find insurance, or that home becomes very close to unsellable.

And as you get fewer buyers, the price goes down. So this doesn’t just hurt people who are paying for these insurance premiums. It hurts people who want to sell their homes. It even could hurt, at some point, whole local economies. If home values fall, governments take in less tax revenue. That means less money for schools and police. It also means people who get hit by disasters and have to rebuild their homes all of a sudden can’t, because their insurance isn’t available anymore. It’s hard to overstate just how big a deal this is.

And is that actually happening, Chris? I mean, are housing markets being dragged down because of this problem with the insurance markets right now?

Anecdotally, we’ve got reports that in places like Florida and Louisiana and maybe in parts of California, the difficulty of getting insurance, the crazy high cost of insurance is starting to depress demand because not everyone can afford to pay these really high costs, even if they have insurance. But what we wanted to focus on with this story was also, OK, we know where this goes eventually. But where is it beginning? What are the places that are just starting to feel these shocks from the insurance market?

And so I called around and asked insurance agents, who are the front lines of this. They’re the ones who are struggling to find insurance for homeowners. And I said, hey, is there one place that I should go if I want to understand what it looks like to homeowners when all of a sudden insurance becomes really expensive or you can’t even find it? And those insurance agents told me, if you want to see what this looks like in real life, go to a little town called Marshalltown in the middle of Iowa.

We’ll be right back.

So, Chris, you went to Marshalltown, Iowa. What did you find?

Even before I got to Marshalltown, I had some idea I was in the right spot. When I landed in Des Moines and went to rent a car, the nice woman at the desk who rented me a car, she said, what are you doing here? I said, I’m here to write a story about people in Iowa who can’t get insurance because of storms. She said, oh, yeah, I know all about that. That’s a big problem here.

Even the rental car lady.

Even the rental car lady knew something was going on. And so I got into my rental car and drove about an hour northeast of Des Moines, through some rolling hills, to this lovely little town of Marshalltown. Marshalltown is a really cute, little Midwestern town with old homes and a beautiful courthouse in the town square. And when I drove through, I couldn’t help noticing all the roofs looked new.

What does that tell you?

Turns out Marshalltown, despite being a pastoral image of Midwestern easy living, was hit by two really bad disasters in recent years — first, a devastating tornado in 2018 and then, in 2020, what’s called a derecho, a straight-line wind event that’s also just enormously damaging. And the result was lots of homes in this small town got severely damaged in a short period of time. And so when you drive down, you see all these new roofs that give you the sense that something’s going on.

So climate had come to Marshalltown?

Exactly. A place that had previously seemed maybe safe from climate change, if there is such a thing, all of a sudden was not. So I found an insurance agent in Marshalltown —

We talked to other agents but haven’t talked to many homeowners.

— named Bobby Shomo. And he invited me to his office early one morning and said, come meet some people. And so I parked on a quiet street outside of his office, across the street from the courthouse, which also had a new roof, and went into his conference room and met a procession of clients who all had versions of the same horror story.

It was more — well more of double.

A huge reduction in coverage with a huge price increase.

Some people had faced big premium hikes.

I’m just a little, small business owner. So every little bit I do feel.

They had so much trouble with their insurance company.

I was with IMT Insurance forever. And then when I moved in 2020, Bobby said they won’t insure a pool.

Some people had gotten dropped.

Where we used to see carriers canceling someone for frequency of three or four or five claims, it’s one or two now.

Some people couldn’t get the coverage they needed. But it was versions of the same tale, which is all of a sudden, having homeowner’s insurance in Marshalltown was really difficult. But I wanted to see if it was bigger than just Marshalltown. So the next day, I got back in my car and drove east to Cedar Rapids, where I met another person having a version of the same problem, a guy named Dave Langston.

Tell me about Dave.

Dave lives in a handsome, modest, little townhouse on a quiet cul-de-sac on a hill at the edge of Cedar Rapids. He’s the president of his homeowners association. There’s 17 homes on this little street. And this is just as far as you could get from a danger zone. It looks as safe as could be. But in January, they got a letter from the company that insures him and his neighbors, saying his policy was being canceled, even though it wasn’t as though they’d just been hit by some giant storm.

So then what was the reason they gave?

They didn’t give a reason. And I think people might not realize, insurers don’t have to give a reason. Insurance policies are year to year. And if your insurance company decides that you’re too much of a risk or your neighborhood is too much of a risk or your state is too much of a risk, they can just leave. They can send you a letter saying, forget it. We’re canceling your insurance. There’s almost no protection people have.

And in this case, the reason was that this insurance company was losing too much money in Iowa and didn’t want to keep on writing homeowner’s insurance in the state. That was the situation that Dave shared with tens of thousands of people across the state that were all getting similar letters.

What made Dave’s situation a little more challenging was that he couldn’t get new insurance. He tried for months through agent after agent after agent. And every company told him the same thing. We won’t cover you. Even though these homes are perfectly safe in a safe part of the state, nobody would say yes. And it took them until basically two days before their insurance policy was going to run out until they finally found new coverage that was far more expensive and far more bare-bones than what they’d had.

But at least it was something.

It was something. But the problem was it wasn’t that good. Under this new policy, if Dave’s street got hit by another big windstorm, the damage from that storm and fixing that damage would wipe out all the savings set aside by these homeowners. The deductible would be crushingly high — $120,000 — to replace those roofs if the worst happened because the insurance money just wouldn’t cover anywhere close to the cost of rebuilding.

He said to me, we didn’t do anything wrong. This is just what insurance looks like today. And today, it’s us in Cedar Rapids. Everyone, though, is going to face a situation like this eventually. And Dave is right. I talked to insurance agents around the country. And they confirmed for me that this kind of a shift towards a new type of insurance, insurance that’s more expensive and doesn’t cover as much and makes it harder to rebuild after a big disaster, it’s becoming more and more common around the country.

So, Chris, if Dave and the people you spoke to in Iowa were really evidence that your hunch was right, that the problem is spreading and rapidly, what are the possible fixes here?

The fix that people seem most hopeful about is this idea that, what if you could reduce the risk and cause there to be less damage in the first place? So what some states are doing is they’re trying to encourage homeowners to spend more money on hardening their home or adding a new roof or, if it’s a wildfire zone, cut back the vegetation, things that can reduce your risk of having really serious losses. And to help pay for that, they’re telling insurers, you’ve got to offer a discount to people who do that.

And everyone who works in this field says, in theory, that’s the right approach. The problem is, number one, hardening a home costs a fantastic amount of money. So doing this at scale is hugely expensive. Number two, it takes a long time to actually get enough homes hardened in this way that you can make a real dent for insurance companies. We’re talking about years or probably decades before that has a real effect, if it ever works.

OK. So that sounds not particularly realistic, given the urgency and the timeline we’re on here. So what else are people looking at?

Option number two is the government gets involved. And instead of most Americans buying home insurance from a private company, they start buying it from government programs that are designed to make sure that people, even in risky places, can still buy insurance. That would be just a gargantuan undertaking. The idea of the government providing homeowner’s insurance because private companies can’t or won’t would lead to one of the biggest government programs that exists, if we could even do it.

So huge change, like the federal government actually trying to write these markets by itself by providing homeowner’s insurance. But is that really feasible?

Well, in some areas, we’re actually already doing it. The government already provides flood insurance because for decades, most private insurers have not wanted to cover flood. It’s too risky. It’s too expensive. But that change, with governments taking over that role, creates a new problem of its own because the government providing flood insurance that you otherwise couldn’t get means people have been building and building in flood-prone areas because they know they can get that guaranteed flood insurance.

Interesting. So that’s a huge new downside. The government would be incentivizing people to move to places that they shouldn’t be.

That’s right. But there’s even one more problem with that approach of using the government to try to solve this problem, which is these costs keep growing. The number of billion-dollar disasters the US experiences every year keeps going up. And at some point, even if the government pays the cost through some sort of subsidized insurance, what happens when that cost is so great that we can no longer afford to pay it? That’s the really hard question that no official can answer.

So that’s pretty doomsday, Chris. Are we looking at the end of insurance?

I think it’s fair to say that we’re looking at the end of insurance as we know it, the end of insurance that means most Americans can rest assured that if they get hit by a disaster, their insurance company will provide enough money they can rebuild. That idea might be going away. And what it shows is maybe the threat of climate change isn’t quite what we thought.

Maybe instead of climate change wrecking communities in the form of a big storm or a wildfire or a flood, maybe even before those things happen, climate change can wreck communities by something as seemingly mundane and even boring as insurance. Maybe the harbinger of doom is not a giant storm but an anodyne letter from your insurance company, saying, we’re sorry to inform you we can no longer cover your home.

Maybe the future of climate change is best seen not by poring over weather data from NOAA but by poring over spreadsheets from rating firms, showing the profitability from insurance companies, and how bit by bit, that money that they’re losing around the country tells its own story. And the story is these shocks are actually already here.

Chris, as always, terrifying to talk to you.

Always a pleasure, Sabrina.

Here’s what else you should know today. On Tuesday, the United Nations has reclassified the number of women and children killed in Gaza, saying that it does not have enough identifying information to know exactly how many of the total dead are women and children. The UN now estimates that about 5,000 women and about 8,000 children have been killed, figures that are about half of what it was previously citing. The UN says the numbers dropped because it is using a more conservative estimate while waiting for information on about 10,000 other dead Gazans who have not yet been identified.

And Mike Johnson, the Speaker of the House, gave a press conference outside the court in Lower Manhattan, where Michael Cohen, the former fixer for Donald Trump, was testifying for a second day, answering questions from Trump’s lawyers. Trump is bound by a gag order. So Johnson joined other stand-ins for the former president to discredit the proceedings. Johnson, one of the most important Republicans in the country, attacked Cohen but also the trial itself, calling it a sham and political theater.

Today’s episode was produced by Nina Feldman, Shannon Lin, and Jessica Cheung. It was edited by MJ Davis Lin, with help from Michael Benoist, contains original music by Dan Powell, Marion Lozano, and Rowan Niemisto, and was engineered by Alyssa Moxley. Our theme music is by Jim Brunberg and Ben Landsverk of Wonderly.

That’s it for “The Daily.” I’m Sabrina Tavernise. See you tomorrow.

• May 17, 2024   •   51:10 The Campus Protesters Explain Themselves
• May 16, 2024   •   30:47 The Make-or-Break Testimony of Michael Cohen
• May 15, 2024   •   27:03 The Possible Collapse of the U.S. Home Insurance System
• May 14, 2024   •   35:20 Voters Want Change. In Our Poll, They See It in Trump.
• May 13, 2024   •   27:46 How Biden Adopted Trump’s Trade War With China
• May 10, 2024   •   27:42 Stormy Daniels Takes the Stand
• May 9, 2024   •   34:42 One Strongman, One Billion Voters, and the Future of India
• May 8, 2024   •   28:28 A Plan to Remake the Middle East
• May 7, 2024   •   27:43 How Changing Ocean Temperatures Could Upend Life on Earth
• May 6, 2024   •   29:23 R.F.K. Jr.’s Battle to Get on the Ballot
• May 3, 2024   •   25:33 The Protesters and the President
• May 2, 2024   •   29:13 Biden Loosens Up on Weed

Hosted by Sabrina Tavernise

Featuring Christopher Flavelle

Produced by Nina Feldman ,  Shannon M. Lin and Jessica Cheung

Edited by MJ Davis Lin

With Michael Benoist

Original music by Dan Powell ,  Marion Lozano and Rowan Niemisto

Engineered by Alyssa Moxley

Listen and follow The Daily Apple Podcasts | Spotify | Amazon Music | YouTube

Across the United States, more frequent extreme weather is starting to cause the home insurance market to buckle, even for those who have paid their premiums dutifully year after year.

Christopher Flavelle, a climate reporter, discusses a Times investigation into one of the most consequential effects of the changes.

On today’s episode

Christopher Flavelle , a climate change reporter for The New York Times.

Background reading

As American insurers bleed cash from climate shocks , homeowners lose.

See how the home insurance crunch affects the market in each state .

Here are four takeaways from The Times’s investigation.

There are a lot of ways to listen to The Daily. Here’s how.

We aim to make transcripts available the next workday after an episode’s publication. You can find them at the top of the page.

Christopher Flavelle contributed reporting.

The Daily is made by Rachel Quester, Lynsea Garrison, Clare Toeniskoetter, Paige Cowett, Michael Simon Johnson, Brad Fisher, Chris Wood, Jessica Cheung, Stella Tan, Alexandra Leigh Young, Lisa Chow, Eric Krupke, Marc Georges, Luke Vander Ploeg, M.J. Davis Lin, Dan Powell, Sydney Harper, Mike Benoist, Liz O. Baylen, Asthaa Chaturvedi, Rachelle Bonja, Diana Nguyen, Marion Lozano, Corey Schreppel, Rob Szypko, Elisheba Ittoop, Mooj Zadie, Patricia Willens, Rowan Niemisto, Jody Becker, Rikki Novetsky, John Ketchum, Nina Feldman, Will Reid, Carlos Prieto, Ben Calhoun, Susan Lee, Lexie Diao, Mary Wilson, Alex Stern, Dan Farrell, Sophia Lanman, Shannon Lin, Diane Wong, Devon Taylor, Alyssa Moxley, Summer Thomad, Olivia Natt, Daniel Ramirez and Brendan Klinkenberg.

Our theme music is by Jim Brunberg and Ben Landsverk of Wonderly. Special thanks to Sam Dolnick, Paula Szuchman, Lisa Tobin, Larissa Anderson, Julia Simon, Sofia Milan, Mahima Chablani, Elizabeth Davis-Moorer, Jeffrey Miranda, Renan Borelli, Maddy Masiello, Isabella Anderson and Nina Lassam.

Christopher Flavelle is a Times reporter who writes about how the United States is trying to adapt to the effects of climate change. More about Christopher Flavelle

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