0% Intro APR on Purchases
Purchases: 0% Intro APR on Purchases, 12 months
Balance Transfers: N/A
18.49% - 24.49% Variable
On Chase's Secure Website.
N/A
Purchases: N/A
Balance Transfers: N/A
21.24%-26.24% Variable
Why they're likely to succeed: The shift toward online shopping and learning means you have a larger pool of potential customers than ever.
Often, a business's success comes down to customer demand and satisfaction. To fill customer demand, research the business you're considering to ensure customers need your goods or services. If you want a business to thrive, focus on making your customers so happy with your service that they'll recommend you to others.
Finally, the magic ingredient that helps any business succeed is passion. If you're passionate about what you do, it's sure to show.
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a lengthy 0% intro APR period, a cash back rate of up to 5%, and all somehow for no annual fee! Click here to read our full review for free and apply in just 2 minutes.
Dana is a full-time personal finance writer, with more than two decades of experience. Her focus is on helping readers feel less alone as they navigate their personal finances and offering actionable insights.
Share this page
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. The Ascent, a Motley Fool service, does not cover all offers on the market. The Ascent has a dedicated team of editors and analysts focused on personal finance, and they follow the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands.
Related Articles
By: Cole Tretheway | Published on June 7, 2024
By: Lyle Daly | Published on June 5, 2024
By: Christy Bieber | Published on June 5, 2024
By: Lyle Daly | Published on June 4, 2024
The Ascent is a Motley Fool service that rates and reviews essential products for your everyday money matters.
Copyright © 2018 - 2024 The Ascent. All rights reserved.
The current state of defined contribution plans in america, how does your plan stack up, industry participation rates , industry benchmark reports, key stats you should know .
Interim final rule extends compliance dates pursuant to court orders
WASHINGTON, D.C. - Today, the Consumer Financial Protection Bureau (CFPB) issued an interim final rule to extend compliance deadlines for the small business lending rule. After the CFPB issued the small business lending rule on March 30, 2023, a federal court in Texas stayed the rule pending the Supreme Court’s decision in CFPB v. CFSA . The Texas court also required the CFPB to extend the rule’s compliance deadlines to compensate for the period stayed. Today’s interim final rule follows the recent Supreme Court decision in CFPB v. CFSA.
The interim final rule extends compliance dates by 290 days, which is the time that has elapsed between the Texas court’s first issuance of a stay last year and the Supreme Court’s decision in CFPB v. CFSA last month. Lenders with the highest volume of small business loans must begin collecting data by July 18, 2025; moderate volume lenders by January 16, 2026; and the smallest volume lenders by October 18, 2026. The deadline for reporting small business lending data to the CFPB remains June 1 following the calendar year for which data are collected. Thus, high volume lenders will first submit data by June 1, 2026, while moderate and low volume lenders will first submit data by June 1, 2027. Under the interim final rule, lenders may continue using their small business originations from 2022 and 2023 to determine their initial compliance date, or instead use their originations from 2023 and 2024.
Lenders may choose to start collecting data earlier. The rule permits lenders to collect demographic data up to one year before their compliance date to test their procedures and systems. The CFPB has also updated its grace period to reflect the revised dates. The CFPB does not intend to assess penalties for reporting errors for the first 12 months of collection, and it intends to conduct examinations only to assist lenders in diagnosing compliance weaknesses, so long as lenders engage in good faith compliance efforts.
Resources to help lenders implement the small business lending rule are located on the Small Business Lending Database web page. The CFPB's small business lending data submission platform will be available for open beta testing in August. Interested beta testing participants and others who wish to receive updates related to rule more generally should sign up for updates on the Small Business Lending Database page and adding their email address in the email sign up box.
Read today’s interim final rule .
The Consumer Financial Protection Bureau is a 21st century agency that implements and enforces Federal consumer financial law and ensures that markets for consumer financial products are fair, transparent, and competitive. For more information, visit www.consumerfinance.gov .
Protect your most important files, like your passport, driver’s license, or insurance information with OneDrive Personal Vault.
Get started with Personal Vault
Manage security, backup, and restore options for your files and photos.
Protect your files
Visit the small business help & learning page to learn how you can use OneDrive in your small business.
Visit the small business hub now
Access files, back up your camera, and scan documents with your iOS or Android device.
Set up OneDrive on your mobile
Automatically back up and sync your Desktop, Documents, and Pictures folders to OneDrive.
Back up folders now
About OneDrive
What's new in OneDrive
Why use OneDrive to store your docs?
Accessibility support for OneDrive
Back up and share
Share OneDrive files and folders
Back up your Documents, Pictures, and Desktop folders with OneDrive
Save disk space with OneDrive
Organize and find photos in OneDrive
Manage your OneDrive storage and limits
Turn off, disable, or uninstall OneDrive
Troubleshoot
Troubleshoot OneDrive
What does it mean when your account is frozen?
Fix OneDrive sync problems
Protect your precious files, documents, and memories with OneDrive. You get 1 TB of cloud storage with a Microsoft 365 subscription, and can back up and share your files and photos with friends and family across all your devices.
Buy or try Microsoft 365
Sign up here.
Reporting by America Hernandez in Paris, Editing by GV De Clercq and David Evans
Our Standards: The Thomson Reuters Trust Principles. New Tab , opens new tab
British fintech company Revolut's CEO Nikolay Storonsky will cash in part of his multibillion dollar stake in the company as part of a $500 million share sale, Sky News reported on Sunday.
IMAGES
VIDEO
COMMENTS
Lean Business Plan Template PDF. This scannable business plan template allows you to easily identify the most important elements of your plan. Use this template to outline key details pertaining to your business and industry, product or service offerings, target customer segments (and channels to reach them), and to identify sources of revenue.
FILL-IN-THE-BLANK SMALL BUSINESS PLAN TEMPLATE DISCLAIMER Any articles, templates, or information provided by Smartsheet on the website are for reference only. While we strive to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accura cy, reliability,
Traditional business plans use some combination of these nine sections. Executive summary. Briefly tell your reader what your company is and why it will be successful. Include your mission statement, your product or service, and basic information about your company's leadership team, employees, and location.
Business Plan Template for Small Businesses Business planning can feel complicated. It doesn't have to be. Start putting pen to paper today with your free business plan template download. ... Download as PDF Finish your business plan faster. Get an exclusive 14 day free trial to the world's #1 business planning software. Try LivePlan Free - 14 ...
Download Simple Small-Business Plan Template. Word | PDF. This template walks you through each component of a small-business plan, including the company background, the introduction of the management team, market analysis, product or service offerings, a financial plan, and more. This template also comes with a built-in table of contents to ...
What You'll Get: A complete business plan Unlike other blank templates, our business plan examples are complete business plans with all of the text and financial forecasts already filled out. Edit the text to make the plan your own and save hundreds of hours. A professional business plan template All 550 of our business plans are in the SBA-approved format that's proven to raise money from ...
Tips on Writing a Business Plan. 1. Be clear and concise: Keep your language simple and straightforward. Avoid jargon and overly technical terms. A clear and concise business plan is easier for investors and stakeholders to understand and demonstrates your ability to communicate effectively. 2.
Most business plans also include financial forecasts for the future. These set sales goals, budget for expenses, and predict profits and cash flow. A good business plan is much more than just a document that you write once and forget about. It's also a guide that helps you outline and achieve your goals. After completing your plan, you can ...
Step 1 - Create an Executive Summary. An executive summary is the first section of a traditional business plan, serving as the first impression of your business. Please give a brief overview of your company, including its mission, key goals, and a snapshot of your financial projections.
"The Massachusetts Small Business Development Center Network is a partnership program with the U.S. Small Business Administration and the Massachusetts Department of Business and Technology under coop erative agreement 6-603001-Z-0022-26 through the University of Massachusetts Amherst. SBDCs are a
Free Business Plan Template PDF. Written By: Dave Lavinsky. Dave Lavinsky is the Co-Founder and President of Growthink, a premier business advisory firm. With over 25 years of experience in business planning, capital raising, and new venture development, Dave has significantly impacted entrepreneurs and small business owners worldwide.
Simple Business Plan Template. This template guides you step by step through all the elements of a small business plan, covering areas like the company's history, introducing the management team, conducting market analysis, presenting product or service details, outlining financial projections, and more. Additionally, it includes a pre-built ...
A business plan template sets out the company information, goals, future objectives and strategies for a (starting) business.
Whether you want to launch a side gig, a solo operation or a small business, you need a simple business plan template to guide you. Forbes Advisor offers you a comprehensive and easy-to-follow ...
A business plan is a document that helps small business owners determine the viability of their business idea. Combining market research and financial analysis, a professional business plan helps startup CEOs and potential investors determine if the company can compete in the target market. Typically, a good business plan consists of the following:
Skip to start of list. 788 templates. Create a blank Business Plan. Beige Aesthetic Modern Business Plan A4 Document. Document by Rise & Roar Design. Green Professional Strategic Business Plan Executive Summary. Document by Antler. Blue White Simple Business Plan Cover Page. Document by Magic Power.
business plan is a document that helps the entrepreneur. to crystallize and focus the ideas and aids him on. measuring the performance of the business (osé Alfonso, 2009) and also business plan ...
This one page small business plan template is ideal for quick, simple presentations. Use this template to summarize your business overview, market analysis, marketing, and sales plan, key objectives and success metrics, and milestones timeline. Complete the fillable sections to educate investors and inform stakeholders.
Although a typical business plan falls between 15 to 30 pages, some companies opt for the much shorter One-Page Business Plan. A one-page business plan is a simplified version of the larger business plan, and it focuses on the problem your product or service is solving, the solution (your product), and your business model (how you'll make money).
The Business Journals features local business news from 40-plus cities across the nation. We also provide tools to help businesses grow, network and hire.
The rest, while still useful, go a bit lighter on guidance in favor of tailoring the plan to a specific industry. Explore: PandaDoc's business plan template library. 5. Canva — Pitch with your plan. Canva is a great option for building a visually stunning business plan that can be used as a pitch tool.
Get up to $10,000 when you add 10 lines on our best Unlimited plan. That's $1,000 per line when you bring your own phone or get a new one from us. No trade, no hassle. To unlock this game-changing value, call 855-972-7299 and speak with a Business Expert.
The Office of the Advocate for Small Business Capital Formation and the Division of Corporation Finance's Office of Small Business Policy launched an expanded Capital Raising Hub, which includes all of the SEC's small business educational resources for entrepreneurs and their investors.
Version Rebecca's Plan-Traditional | File size: 245KB | Download .doc for Rebecca's Plan-Traditional /. Version Andrew's Plan - Traditional | File size: 244KB | Download .doc for Andrew's Plan - Traditional /. Version Andrew's Lean Business Plan | File size: 247KB | Download .doc for Andrew's Lean Business Plan /.
Small businesses account for 99.9% of U.S. firms. There may be no guarantees, but here are five with a better-than-average chance of success.
With an easy-to-navigate website and backed by a team of business consultants and subject matter experts, entrepreneurs and small businesses have access to the resources, tools, and experience to help them dream big, plan for the future, and achieve their goals. To learn more about the Pennsylvania Business One-Stop Shop, visit business.pa.gov.
And finding the right balance of plan features isn't always easy. That's where we come in. In these reports, you'll find data that shows how your 401(k) plan compared with others in your industry in 2023. With this data and our expertise, we can help you create stronger and more competitive plans for your participants.
WASHINGTON, D.C. - Today, the Consumer Financial Protection Bureau (CFPB) issued an interim final rule to extend compliance deadlines for the small business lending rule. After the CFPB issued the small business lending rule on March 30, 2023, a federal court in Texas stayed the rule pending the Supreme Court's decision in CFPB v. CFSA.The Texas court also required the CFPB to extend the ...
Visit the small business help & learning page to learn how you can use OneDrive in your small business. Visit the small business hub now. Go mobile. Access files, back up your camera, and scan documents with your iOS or Android device. Set up OneDrive on your mobile. Back up important folders.
Business category Accounting firm RSM's US arm plans to more than double India headcount in 3 years 9:26 AM UTC · Updated ago Markets category World stocks rise on rate cut bets, yen flounders at ...