speech on saving money

13 Motivational Speeches About Money

Precious onyia.

March 7, 2023

Money is a subject that is never going to get old, the reason being that it is what keeps the world moving and active. It is the essential commodity that runs our lives, and this is why many people spend most or all of their lives trying to figure it out; they try to figure out how to make it, how to keep it, how to spend it, how to multiply it, how to hide it, and how to grow it. There is just that big question of “how” with money, and that is why people turn to experts, the gurus, who have some of the answers to the “hows” and what better way to do that than finding the best motivational speeches about money?

Today, this article is going to focus on some of the very best and most informative and motivational speeches about money, speeches that answer the hows and even some of the whys.

1. Financial Literacy

Financial literacy is the foundation of financial success, and it is essential to educate ourselves about managing our money wisely. Two motivational speeches that are particularly inspiring and informative when it comes to financial literacy are “The Power of Financial Education” by Robert Kiyosaki and “Financial Planning for Your Future” by Suze Orman.

In “ The Power of Financial Education ,” Kiyosaki emphasizes the importance of financial education in today’s economy. He stresses that a lack of financial education is one of the main reasons why people struggle financially. Kiyosaki motivates his audience to seek financial education and take control of their financial future.

Suze Orman’s “Financial Planning for Your Future” is an excellent motivational speech for individuals who are looking to start planning their financial future. In this speech, Orman provides a clear and practical guide on how to manage money, make investments, and prepare for retirement. Her speech provides valuable advice on how to create a strong financial foundation and attain financial security.

Both speeches are good motivational speeches to consider when trying to learn about financial literacy because they emphasize the importance of education and practical advice. They provide a clear and compelling message that, with the right knowledge and skills, anyone can attain financial success. These speeches encourage individuals to take control of their finances and to start taking steps toward a better financial future.

2. The Mindset for Wealth

Achieving wealth requires not only financial literacy but also a strong mindset. The right mindset can help individuals overcome limiting beliefs and negative attitudes toward money. Two motivational speeches that are particularly inspiring when it comes to the mindset of wealth are “ Think and Grow Rich ” by Napoleon Hill and “The Psychology of Money” by Morgan Housel.

In “Think and Grow Rich,” Hill emphasizes the power of the mind in achieving financial success. He teaches that success begins with a clear and definite goal and that one must be persistent and focused in pursuit of that goal. Hill motivates his audience to adopt a positive attitude and to think and act as if they have already achieved their financial goals.

Morgan Housel’s “The Psychology of Money” is a great motivational speech for individuals who want to learn about the psychological factors that influence wealth accumulation. In his speech, Housel explains that how we think about money is often more important than how much money we have. He encourages individuals to focus on creating a healthy relationship with money, building a solid financial foundation, and avoiding common money mistakes.

Both speeches are good motivational ones to consider when trying to learn about the mindset for wealth because they emphasize the importance of a positive attitude, perseverance, and smart decision-making. They provide practical advice on how to cultivate a wealth-building mindset and encourage individuals to focus on the things that truly matter when it comes to wealth accumulation. These speeches inspire individuals to take charge of their financial future and to develop the mindset that will help them achieve their financial goals.

3. The Power of Hard Work and Persistence

The road to financial success is not easy, and it requires hard work, perseverance, and dedication. Two motivational speeches that are particularly inspiring when it comes to the power of hard work and persistence are “ The Strangest Secret ” by Earl Nightingale and “The Magic of Thinking Big” by David J. Schwartz.

In “The Strangest Secret,” Nightingale emphasizes the power of positive thinking and the importance of taking action to achieve success. He motivates his audience to take responsibility for their lives and to adopt a positive attitude toward their goals. Nightingale encourages individuals to work hard, persist despite setbacks, and keep their focus on their ultimate objective.

David J. Schwartz’s “The Magic of Thinking Big” is a great motivational speech for individuals who want to learn how to overcome self-limiting beliefs and achieve their full potential. In his speech, Schwartz explains that successful individuals think big, take calculated risks, and persist even in the face of failure. He motivates his audience to cultivate a growth mindset, embrace challenges, and pursue their dreams with determination and hard work.

They are both good motivational speeches to consider when trying to learn about the power of hard work and persistence because they emphasize the importance of taking action and persevering through challenges. They provide practical advice on how to overcome self-doubt, stay focused on goals, and maintain a positive attitude in the face of obstacles. These speeches will inspire you to work hard, never give up, and keep striving for your financial goals no matter what challenges you may encounter along the way.

4. The Role of Entrepreneurship

Entrepreneurship plays a critical role in financial success as it allows individuals to create wealth through innovation and risk-taking. Two motivational speeches that are particularly inspiring when it comes to the role of entrepreneurship are “ The Art of Possibility ” by Rosamund Stone Zander and Benjamin Zander and “The Power of Purpose” by Richard J. Leider.

In “The Art of Possibility,” Rosamund Stone Zander and Benjamin Zander emphasize the importance of embracing creativity, innovation, and risk-taking in pursuit of success. They motivate their audience to look beyond their current circumstances, adopt a growth mindset, and explore new possibilities. The speech inspires individuals to become entrepreneurs and to take the risks necessary to achieve their financial goals.

Richard J. Leider’s “The Power of Purpose” is a great motivational speech for individuals who want to learn about the importance of purpose and passion in entrepreneurship. In his speech, Leider explains that successful entrepreneurs find their purpose and pursue it with passion, dedication, and hard work. He motivates his audience to focus on their strengths, find their purpose, and take the necessary steps to turn their dreams into reality.

Honestly, if you are trying to learn about the role of entrepreneurship, you should consider listening to either or both of these speeches. This is because they emphasize the importance of creativity, innovation, and risk-taking for financial success. They provide practical advice on how to find one’s purpose, embrace a growth mindset, and pursue entrepreneurship with passion and dedication. These speeches will inspire you to become the entrepreneur you have only imagined; they’ll inspire you to take risks and pursue your financial goals with purpose and passion.

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5. Saving and Investing Money

Saving and investing are crucial components of financial literacy, as they enable individuals to build wealth and secure their financial future. Two motivational speeches that are particularly inspiring when it comes to saving, investing, and persistence are “The Richest Man in Babylon” by George S. Clason and “The Psychology of Winning” by Dr. Denis Waitley.

In “The Richest Man in Babylon,” Clason emphasizes the importance of saving and investing in building wealth. He provides practical advice on how to save and invest wisely and encourages his audience to be persistent in their pursuit of financial success. Clason motivates his audience to take control of their finances, live within their means, and save and invest regularly.

Dr. Denis Waitley’s “The Psychology of Winning” is a great motivational speech for individuals who want to learn about the importance of persistence in financial success. In his speech, Waitley explains that successful individuals persist through setbacks, overcome obstacles, and maintain a positive attitude in the face of adversity. He motivates his audience to be persistent in their pursuit of financial success, to stay focused on their goals, and to work hard to achieve them.

These are both things to look for when you want to learn about saving and investing, along with persistence, because they emphasize the importance of developing good financial habits, being persistent in the pursuit of financial goals, and maintaining a positive attitude in the face of adversity. They provide practical advice on how to save and invest wisely, how to overcome obstacles, and how to develop a winning mindset. These speeches inspire you to take control of your finances, save and invest regularly, and persist in your pursuit of financial success.

6. How to Convert a Liability Into an Asset- Money should make money

Robert Kiyosaki’s “ How to Convert a Liability Into an Asset ” is an excellent motivational speech to consider when trying to learn about money because it offers practical advice on how to turn financial liabilities into assets. Kiyosaki is a renowned entrepreneur and author who is widely recognized for his expertise in personal finance, wealth creation, and business.

In his speech, Kiyosaki emphasizes the importance of changing one’s mindset about money and assets. He explains that most people view liabilities as negative, but with the right mindset, liabilities can be turned into assets. Kiyosaki provides real-life examples of how he and others have transformed liabilities such as a home or a car into assets that generate income. It was a bit controversial, but people quickly saw what he meant and bit into the knowledge.

Kiyosaki’s speech is motivational because it inspires individuals to think differently about their finances, to look for opportunities to turn liabilities into assets, and to take action to make it happen. He also provides practical advice on how to achieve this, such as investing in rental properties or using your car for ride-sharing services.

Overall, Kiyosaki’s speech is a great motivational tool for those who want to learn how to be financially savvy and turn liabilities into assets. It encourages individuals to think creatively and take calculated risks to achieve financial freedom. By following Kiyosaki’s advice, individuals can become more financially independent and successful.

7. Women and Financial Independence

Rachana Ranade’s “ Women and Financial Independence ” is an excellent motivational speech to consider when trying to learn about money because it empowers women to take control of their finances and achieve financial independence. Ranade is a financial expert who specializes in personal finance, investments, and retirement planning.

In her speech, Ranade emphasizes the importance of financial independence for women and provides practical advice on how to achieve it. She explains that financial independence is not just about earning money but also about managing it effectively. Ranade provides real-life examples of women who have achieved financial independence and encourages her audience to take action toward their own financial goals.

Ranade’s speech is motivational because it addresses the unique challenges that women face when it comes to finances, such as the gender pay gap and societal expectations. She encourages women to break free from traditional gender roles and take control of their financial futures. Ranade also provides practical tips on how to achieve financial independence, such as investing in oneself, saving regularly, and creating a budget.

Overall, Ranade’s speech is a great motivational tool for women who want to achieve financial independence. It encourages women to be proactive about their finances, to seek out resources and support, and to take action toward their financial goals. By following Ranade’s advice, women can become more financially independent and empowered.

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8. 5 Basic Rules of Investing Money

Robert Kiyosaki’s “ 5 Basic Rules of Investing ” is an excellent set of motivational rules that have been gathered from several speeches Kiyosaki has given over time. He has said these rules so much that you have to consider them when trying to learn about money because they provide simple and practical advice for beginners who want to start investing. The renowned author is famous for his book, “Rich Dad, Poor Dad.”

Kiyosaki has explained the five basic rules of investing, which include using “other people’s money”—that is, borrowing money—to invest. Know the three types of income , get a financial education, invest for cash flow, and know that investing isn’t risky . He emphasizes that investing is a long-term game and that success requires patience, discipline, and a willingness to learn.

Kiyosaki’s rules are motivational and informative because they break down the complex world of investing into simple, actionable steps. He encourages his audience to start small and focus on building a strong foundation before taking bigger risks. Kiyosaki also emphasizes the importance of financial education and staying informed about the markets and investment opportunities.

Overall, Kiyosaki’s five rules are a great motivational tool for beginners who want to start investing. It provides a solid framework for investing and encourages individuals to take action toward their financial goals. By following Kiyosaki’s advice, you can become a more confident and successful investor.

9. The Power of Ambition by Tony Robbins

This is an inspiring and motivating speech that encourages individuals to set ambitious goals and take action to achieve them. Robbins emphasizes the importance of having a clear vision for one’s life and taking concrete steps towards realizing that vision. He acknowledges that obstacles and setbacks are inevitable but stresses the importance of persevering through them and maintaining a positive mindset.

Robbins’ speech is not just about financial success but also about personal fulfillment and achieving one’s full potential. He emphasizes that everyone has the power to create their own destiny and achieve greatness, as long as they are willing to put in the effort and stay focused on their goals.

To conclude, “ The Power of Ambition ” is a powerful reminder that success is not just about luck or talent but about hard work, determination, and a willingness to take risks. Robbins’ message is one of empowerment and encouragement, and it serves as a powerful motivator for anyone who wants to achieve their dreams and live a fulfilling life.

10. The Art of Possibility

Benjamin Zander gives an inspiring and thought-provoking speech that challenges individuals to embrace a mindset of abundance and possibility. Zander encourages his audience to let go of limiting beliefs and embrace the idea that anything is possible if they are willing to see the world in a different way.

This speech is not just about financial success but also about finding meaning and purpose in life. He stresses the importance of embracing failure as a necessary step on the path to success and encourages his audience to see every obstacle as an opportunity for growth and learning.

Zander’s message is one of hope and optimism, and he uses personal anecdotes and humor to illustrate his points in a relatable and engaging way. He emphasizes that everyone has the ability to create their own reality and shape their own destiny, as long as they are willing to see the world with fresh eyes and approach every challenge with an open mind.

11. How to Build Your Creative Confidence

This insightful speech does a great job of challenging individuals to tap into their own creativity and embrace their unique perspectives. Kelley emphasizes that everyone has the ability to be creative and that creativity is not just about art or design but about problem-solving and innovation in all areas of life.

Kelley’s speech is not just about financial success but about finding fulfillment and meaning in one’s work and personal lives. He stresses the importance of overcoming self-doubt and fear of failure and encourages his audience to take risks and embrace ambiguity in order to unlock their full creative potential.

His message is one of empowerment and self-discovery, and he uses personal anecdotes and examples from his own life and career to illustrate his points in a relatable and engaging way. He emphasizes the importance of empathy and human-centered design and encourages his audience to approach problems with a mindset of curiosity and experimentation.

In conclusion, “ How to Build Your Creative Confidence ” is a powerful reminder that creativity is not a talent that some people are born with but a skill that can be developed and nurtured over time. Kelley’s message is one of encouragement and support, and it serves as a powerful motivator for anyone who wants to unlock their own creative potential and make a meaningful impact in the world.

12. The Psychology of Money” by Morgan Housel

Housel’s speech about financial success focuses on finding balance and perspective in our lives. He stresses the importance of recognizing our own biases and blind spots and encourages his audience to approach financial decisions with a clear and rational mindset.

Morgan Housel’s message is one of humility and self-awareness, and he uses personal anecdotes and examples from history and psychology to illustrate his points in a relatable and engaging way. He emphasizes the importance of understanding our own motivations and values and encourages his audience to think beyond short-term gains and losses in order to build a sustainable and fulfilling relationship with money.

The Psychology of Money is a powerful reminder that our relationship with money is not just about financial literacy or investment strategies but about understanding our own emotions and biases. Housel’s message is one of self-reflection and personal growth, and it serves as a powerful motivator for anyone who wants to achieve financial success without sacrificing their own well-being and happiness.

13. The Strangest Secret

The Strangest Secret ” by Earl Nightingale is a classic and timeless speech that emphasizes the power of mindset and belief in achieving success. His message is simple yet profound: that we become what we think about most of the time.

Nightingale stresses the importance of having a clear and specific goal and encourages his audience to focus their thoughts and actions towards achieving that goal.

The message is one of empowerment and personal responsibility, and he uses personal anecdotes and examples from history to illustrate his points in a relatable and inspiring way. He emphasizes that success is not a matter of luck or circumstance but of mindset and attitude.

Overall, “The Strangest Secret” is a powerful reminder that we have the power to shape our own lives and achieve greatness, as long as we are willing to believe in ourselves and take action towards our goals. Nightingale’s message is one of encouragement and motivation, and it serves as a powerful motivator for anyone who wants to unlock their full potential and live a life of purpose and meaning.

Final Words

These speeches are a great way to help you start building a plan and even a foundation when it comes to your relationship with money. Thankfully, there are a million other speeches and books out there to consider. I hope you find the one that gives you exactly what you are looking for. Good luck!

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5 Basic Rules of Investing , How to Convert a Liablility Into an Asset , Master the Mindset of Wealth , money , Saving and Investing , Speeches about money , The Power of Hard Work and Persistence , Women and Financial Independence

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How to Prepare an Informative Speech on Saving Money

Among the many assignments you will encounter in college, there is a somewhat atypical task, such as writing an informative speech. An informative speech is a particular type of paper, speech, or presentation that invites you to briefly and meaningfully inform the audience regarding some issue.

The skills of creating high-quality and informative speeches will be helpful to you in the future, regardless of what career or profession you choose.

In addition, such skills can easily be transformed into preparation for a conference or organizational business presentation of a new feature.

This article will discuss how to prepare for a crucial informative speech on saving money.

What Is an Informative Speech?

If you want to teach your audience all there is to know about a particular topic, you should give them an informative speech . This topic could pertain to a person, location, occurrence, item, or procedure. The primary goal of an informative speech is to enlighten the audience about something new in an engaging way.

Although the speaker’s personal views on the topic may be sprinkled throughout an informative speech, it is more critical to provide the audience with facts than to try to influence their perspective. Even when the speaker strongly supports social media marketing, an instructive speech on the topic might nonetheless thoroughly examine the pros and cons of this method.

If you need help writing a speech or do not believe in your ability to write a first-class informative speech, choose a speech writer from EssayShark.com to secure your performance. Seasoned writers will craft the best informative speech for you, highlighting all critical points and providing references from credible sources.

How to Write a Solid Informative Speech on Saving Money

Explore your topic.

Choose an issue pertinent to the points you want to make in your informative speech. Topics for instructive speeches given by students in a public speaking class may differ from those considered by professionals addressing their colleagues. In most cases, choosing a subject that genuinely interests you is best. This will make researching and preparing for your speech more enjoyable, and your audience will sense your enthusiasm for the topic. Choosing a narrower subject that permits you to give more detailed information is also frequently helpful.

When preparing your instructive speech, consider any necessary outside influences. For instance, there can be a stringent time restriction if you deliver an educational speech in front of a class. Determine if you have enough material to cover all your points in the allotted time for your informative speech. If not, think about ways to condense your topic. Also, consider issues that would interest employees from different departments if you were to deliver this speech as part of an in-house training session.

For one reason or another, you do not have the luxury of being able to choose a particular topic freely. For example, your boss has assigned you to speak on a specific subject at a conference, you receive a particular assignment in college, or you need to write an informative speech on saving money. In this case, we recommend advancing academic research on your topic. During the research, it is necessary not only to prepare an outline and a list of reliable references but also to find all possible angles and points of view to cover your topic. Later, you will be able to analyze all available angles and select more interesting ones to cover in your informative speech.

Consider Your Audience

When researching or outlining your speech, remember the facts or perspectives most applicable to your audience. In addition to offering detailed information on the topic at hand, a top-notch informative speech will also tailor its presentation to the specific needs of its listeners. For instance, an audience already familiar with programming languages can gain more from a detailed and instructive presentation on the subject than one entirely unfamiliar with coding.

Develop Strong Thesis Statement

Make a brief (one or two sentences) statement that encapsulates your whole informative speech; this is your thesis. You can improve the organization and presentation of your research with a well-defined thesis statement. A thesis statement can also help you engage your audience by outlining the significance of what will be learned.

Write Your Draft

Put together an outline of your argumentative speech. Depending on the purpose and duration of the speech, a whole essay may be necessary, or you may find it more beneficial to list the main issues you want to cover in further detail.

Some students find it helpful to write their entire informative speech before class. This serves two purposes: first, it helps them feel more prepared for the speech, and second, it shows their teacher that they have put in the necessary time to prepare. Notecards outlining key topics could be more convenient for professionals who frequently deliver speeches or want to encourage a less formal presentation atmosphere.

Edit Your Speech

Make sure your speech is well-organized by editing it so that your ideas and facts flow smoothly. In a well-structured body paragraph, every sentence should build on the one before it and support the main point. If you have a complete draft, proofread your speech thoroughly for typos and grammatical mistakes.

How to Deliver Your Speech on Saving Money to Audience

Practice your speech.

Run through your speech with a friend or look yourself in the mirror to hone your delivery. Try speaking more slowly and articulating each word. You can improve your public speaking skills by practicing your speeches until you find problematic words that look good on paper but don’t quite work when spoken out loud.

Use a stopwatch to record the exact duration of your speech if there are time constraints. If you’re running over time, identify parts of your speech that may use some trimming or provide information that isn’t crucial to your argument. If your speech needs to be shorter than the required length, think about what more you could say to support your current claims or whether another important point may use some details to be more convincing.

Place Accents Wisely

One of the main parameters that influences the quality of your speech is how you present it to the audience. Do not rush or take excessive pauses; highlight the most significant accents with your intonation. Accompany your presentation’s most essential points with visual content, such as infographics or charts.

Consider Your Tone

Aim for an educational yet conversational style when writing. Since speeches are intended to be delivered to an audience instead of read silently, they typically have a more conversational tone than essays. An instructive speech’s professional tone demonstrates the information’s trustworthiness.

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Budgeting & Savings

Why Saving Money is Important

Amy Fontinelle has more than 15 years of experience covering personal finance, corporate finance and investing.

Pete Rathburn is a copy editor and fact-checker with expertise in economics and personal finance and over twenty years of experience in the classroom.

If you don’t earn much and you can barely pay your bills, the idea of saving money might seem laughable. When you only have $5 left at the end of the month, why even bother to try saving? Because everyone has to start somewhere, and if you work at it, your financial situation is likely to improve over time. Saving money is worth the effort. It gives you peace of mind, it gives you options, and the more you save, the easier it becomes to accumulate additional savings.

Peace of Mind

Who hasn’t lain awake at 3:00 a.m. wondering how they were going to afford something they needed? If money is really tight, you might be wondering how you’re going to pay the rent next week. If you’re a little further up the financial ladder, you might be worried about how many months you could pay the bills if you lost your job. Later in life, the money thoughts that keep you up at night might center around paying for your kids to go to college or having enough money to retire.

As you accumulate savings, your financial worries should diminish, as long as you’re living within your means . If you already have next month’s rent taken care of by the first week of the current month, if you know you can get by without work for three to six months, if you have savings accounts for your children’s education and your own retirement that you’re regularly funding, you’ll sleep better at night. The reduced stress from having money in the bank frees up your energy for more enjoyable thoughts and activities. Finding the best savings account is key to making sure that the money that you do put away earns you the highest interest.

Expanded Options

The more money you have saved, the more you control your own destiny. If your job has you on the verge of a nervous breakdown, you can quit, even if you don’t have a new job lined up yet, and take time off to restore your sanity before you look for new employment. If you’re tired of living in an unsafe neighborhood, you can move to a safer area because you’ll have enough for a deposit on a better apartment or a down payment on a nicer home .

If you get sick and need expensive healthcare that your insurance doesn’t cover, you’ll have a way to pay for it even though you can’t work while you’re getting treatment. And knowing that you have options because of the money you’ve socked away can give you even more peace of mind.

No, money doesn’t solve every problem. If you are laid off, it might take as long as two years to find a new job. Some illnesses won’t go away no matter how many procedures you can afford, and random crime can happen even in a supposedly secure, gated community. But with more money in the bank to deal with issues like these, you give yourself better odds of coming out on top.

Money Working for You

Most of us put in hundreds of hours of work each year to earn most of our money. But when you have savings and stash your funds in the right places , your money starts to work for you. Over time, you’ll need to work less and less as your money works more and more, and eventually, you might be able to stop working altogether.

What does it mean to have your money working for you ? When you’re first starting to save, you’ll want to put your money somewhere safe, where you can access it right away for unforeseen expenses. That means an online savings account, where you might earn 1% interest annually and not even keep up with inflation , which tends to run around 1% to 2% per year. You’ll even have to pay taxes on your meager 1% earnings. Anything is better than earning 0%, though, or not having savings and going into credit card debt , which will cost you 10% to 30% in interest per year.

Once you’ve saved three to six months’ worth of expenses in your emergency fund , you can start saving money in a tax-advantaged retirement account. That’s where the magic starts to happen. These accounts, such as a Roth IRA or 401(k), allow you to invest in the stock market. You won’t pay any taxes on those investment gains along the way, which will help your money grow even faster. With a Roth IRA, you contribute after-tax dollars, and everything that’s in the account after that is yours to keep. With a 401(k), you get to contribute before-tax dollars, giving you more money to invest upfront; you’ll pay taxes when you withdraw the money in retirement. (If you’re not sure whether it’s better to pay taxes now or later, you can hedge your bets and contribute to both your employer-sponsored retirement plan and a Roth IRA.) The third choice, a traditional IRA, allows you to contribute before-tax dollars as you do with a 401(k).

If you have a high income and low expenses, you might accumulate enough to retire in 10 years. For most people, it takes closer to 40 years. But at some point, if you save and invest regularly, you should be able to live off the income generated by your investments—the saved money that’s working for you. The earlier you start, the more time a small amount of money has to grow large through the miracle of compounding .

The Bottom Line

Saving money is incredibly important. It gives you peace of mind, expands your options for decisions that have a major effect on your quality of life , and eventually gives you the option to retire. Most people who are wealthy got there through a combination of their own hard work and smart savings and investment decisions. You can become one of those people, too.

U.S. Bureau of Labor Statistics. " Inflation Rates ."

Internal Revenue Service (IRS). " Topic No. 403 Interest Received ."

Consumer Financial Protection Bureau. " The Consumer Credit Card Market ," Page 57.

Internal Revenue Service. " Roth Comparison Chart ."

Internal Revenue Service. " Traditional IRAs ."

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Saving Money – Need and Importance : Essay, Speech, Article

Saving money – need and importance: essay, speech, article.

“500 and 1000 notes made me realise the value of money” -Today’s kid

Meaning of Saving Money

Importance of Saving Money : Money is something very much valuable and required for survival. It’s not just one piece of paper but it holds some value, a value that has to be understood by every individual. If we quote it into a particular definition then the money is, “A measure of value, medium of exchange and means of payment consisting of notes, coins and paperless payment systems like smart cards.” It is not about some class of people but about everyone, be it the lower class or the Richie rich. Money holds so much that we even fail to anticipate. It holds power, the ability to create jealousy, manipulation, greed, and whatnot.

Saving Money - Need and Importance : Essay, Speech, Article

Needs of Saving Money

Money by far is the most necessary thing required after basic necessities i.e. food, shelter, and clothing. It is the fundamental requisite for a middle-class person to meet his ends and for the higher class to get his luxurious demands fulfilled. The fact that shouldn’t be forgotten is that that you need to save for future crises, for the business problems, for travel, for any sort of urgency, for fulfilling a long-cherished dream, or for anything. Money is a prized possession though its worth is subjective anyhow it is needed in every next step and for that, you need to prioritize your needs and also understand how much savings play an important role in securing the future.

Importance of Saving Money

The time you spend your money you may forget your limits but you got to plan first and be rational before you just give your money to something that is just as good as scrap. This is for a generation existing right now. We argue and claim that we understand the worth of it but well we don’t. The day we start earning then maybe we might turn out to be good savers. As we say we don’t understand things until we ourselves face them. Besides this being secured by parents is great but depending on them is not happening so we need to pour senses and start saving.

Saving may be a tough task though but you can always have alternative plans like for instance this is for someone who cannot keep cash on hand for long as he’s going to spend it, then buy a piggy bank or get yourself one bank account. You can give it to your parents or let’s just presume that you’ve good self-control then you start saving ten percent every month from your expenses. So this is how you manage your finances.

The old school generation or the one who are not the nineties kid then they very well know the importance of saving and its perks. They have had grandfather or grandmother who would have given better techniques for that. But we as in everyone, not just one particular age group; the one’s who aren’t successful in saving we need to work from scratch. We should start asking prices, compare them, stop running behind brands, go for discounts and sales, use coupons, avoid spendings on junk food, and last but not least try bargaining even when we fail n number of times; surely we will master that art.

Read Also: 5 Best Student Credit Cards in Canada

Conclusion on Saving Money

So well it definitely is important to save as crises never come with alarms. There is a crowd existing with a thought that we have one life so why think twice but well this doesn’t hold true in the case of money. You always should think twice before spending it. It’s not about restricting yourself from living blissfully but prioritizing your needs. The saved money may turn out to help you someday when it’s the vital need for your life and then you would be thankful for yourselves. Obligations can help but being cautious is more helpful.

Save Your Money, Maybe It Would Save Your Life!

Essay on Saving Money

Students are often asked to write an essay on Saving Money in their schools and colleges. And if you’re also looking for the same, we have created 100-word, 250-word, and 500-word essays on the topic.

Let’s take a look…

100 Words Essay on Saving Money

Understanding the importance of saving.

Saving money is a crucial habit everyone should develop. It helps us prepare for unforeseen events, achieve financial goals, and secure our future.

Ways to Save Money

There are many ways to save money. You can start by setting a budget, cutting down on unnecessary expenses, and putting aside a portion of your income regularly.

Benefits of Saving Money

Saving money offers several benefits. It provides financial security, enables us to make big purchases, and contributes to a stress-free life.

In conclusion, saving money is a wise and beneficial practice. It leads to financial independence and a comfortable life.

Also check:

Paragraph on Saving Money

250 Words Essay on Saving Money

The importance of saving money.

Saving money is a vital life skill, especially for college students who are just beginning to navigate the financial world. Understanding the importance of saving and implementing it in daily life can pave the way for financial security and independence.

Why Save Money?

The primary reason to save money is to achieve financial security. Unpredictable life events, such as job loss, medical emergencies, or unexpected expenses, can create financial stress. Having a safety net in the form of savings can mitigate these risks. Moreover, savings can fund life goals like education, homeownership, or starting a business.

Strategies for Saving Money

Creating a budget is the first step towards saving. It helps to track income and expenses, revealing potential areas for cost-cutting. Next, establishing an emergency fund can provide a financial buffer against unforeseen circumstances. Investing is another powerful tool for saving. It allows money to grow over time, leveraging the power of compounding.

The Role of Discipline and Consistency

Saving money requires discipline and consistency. It’s important to regularly contribute to savings, even if the amounts are small. Over time, these small amounts can accumulate into significant savings. It’s also crucial to resist the temptation of unnecessary spending and to prioritize long-term financial goals.

In conclusion, saving money is an essential skill that can lead to financial security and the ability to achieve life goals. By budgeting, creating an emergency fund, investing, and practicing discipline and consistency, college students can lay a solid foundation for their financial future.

500 Words Essay on Saving Money

Introduction.

Money, the lifeblood of modern society, is a central aspect of our lives. Its management, particularly the act of saving, is a crucial skill to master. Saving money is not just about accumulating wealth; it’s a strategic practice that promotes financial security, fosters discipline, and cultivates a sense of responsibility.

The importance of saving money cannot be overstated. It provides a safety net during unexpected circumstances like medical emergencies, job loss, or sudden large expenses. In addition, it can help fund significant life events such as higher education, buying a house, or retirement.

Moreover, saving money can lead to financial freedom. It allows us to make investments that can generate passive income, ultimately leading to a more comfortable and secure future. It’s not just about having money; it’s about the freedom and peace of mind that come with it.

There are several strategies for saving money. The first step is to create a budget. This involves tracking income and expenses, setting financial goals, and allocating a certain portion of income towards savings. It’s advisable to follow the 50/30/20 rule, where 50% of income goes to needs, 30% to wants, and 20% to savings.

Another strategy is automating savings. By setting up automatic transfers to savings accounts, we can save money without even thinking about it. This not only ensures regular saving but also reduces the temptation to spend.

Investing is another powerful way to save. By investing in stocks, bonds, or real estate, we can grow our wealth over time. However, investing requires careful planning and understanding of the market.

The Psychological Aspect of Saving Money

Saving money is not just a financial act; it’s a psychological one. It requires discipline, patience, and the ability to delay gratification. It’s about making conscious decisions to forego immediate pleasures for long-term benefits.

The act of saving also fosters a sense of responsibility. It makes us more aware of our spending habits and encourages us to make smarter financial decisions. Moreover, it can boost our confidence and self-esteem, knowing that we are taking control of our financial future.

In conclusion, saving money is a vital skill that everyone should cultivate. It’s not just about accumulating wealth; it’s about ensuring financial security, gaining financial freedom, and fostering personal growth. By adopting effective saving strategies and understanding the psychological aspects of saving, we can make informed decisions that will benefit us in the long run. Remember, every penny saved is a step towards a more secure and prosperous future.

That’s it! I hope the essay helped you.

If you’re looking for more, here are essays on other interesting topics:

Essay on Pocket Money
Essay on Money Is the Root of All Evil
Essay on Money is Not Everything

Apart from these, you can look at all the essays by clicking here .

Happy studying!

Speech on Money

One of the most important aspects of everyone's life is money. We require money to purchase a variety of items for ourselves, ranging from the simplest to the largest. Money is also the source of any country's economic balance or imbalance. At various moments, you may be asked to give a speech on money. We'll show you some money speech examples that will help you give an excellent speech to your audience. If you need to give a one-minute speech anywhere, you can utilize the short speech on money. The language is simple yet powerful for any occasion.

Long and Short Speech on Money

For this money is speech, let's understand what money is. It is an essential commodity that is exchanged when one consumes products or services for themselves. Possessing money by people can be very useful to provide them with all the resources necessary to fulfill their dreams. It can help in so many ways, but it is also important to understand it is not everything. Having enough is good enough for leading a comfortable life. In this article, we will look into various ways of presenting money as speech, or money is not speech. It can be a Long Speech on Money or a Short Speech on Money.

Long Speech on Money

Many people believe that money equals free speech, in this form of speech we will dive into these details and this can be helpful for students in grades 8-12 who are trying to understand the workings of the world.

Good Morning everyone, honorable Principal, respected teachers and my dear friends, I Abc (mention your name) am here to enlighten you with the learnings I had when I was trying to understand the importance of money. It is certainly an asset to have access to this commodity, especially at a time when the prices are only rising. Money also definitely gives you the power to fulfill your dreams, be it attaining a quality education, traveling, starting a business, owning a luxurious car or helping your immediate family also fulfill their dreams.

It however has a way to bring out the worst in people as they become greedy, and try to earn more than necessary and not always by legal means. Those who have an abundance of it are the rich and they are in a position of power to dictate the lives of others, especially ones who lack and are at a disadvantage here.

It is assumed that money is free speech, which suggests when an individual or a community with money has the freedom to be upfront about their opinions and notions about anyone or anything without having to deal with any consequence. But this idea for the large part does not hold because the supreme court money is speech and is not just limited to money. Rather it emphasizes that everyone has the freedom to speak without interference and not be limited by fear.

It is very evident in our daily lives that not everybody has access to everything one needs or desires. People with money have also worked hard to reach a stage where they can not worry about anything and can afford luxuries without feeling guilty. People who follow the righteous path for earning money by putting in a lot of hard work and perseverance value this commodity. And are also aware of other people's hardships and help them in their ways. These people also uplift the credibility of the society they live in.

Whereas people who are only driven by greed engage in illegal means of earning money and even after that they are dissatisfied and wish to earn even more and not even consider the struggles of other people.

Money is truly a double-edged sword, while on one hand, it can give you a certain level of respect and status in society. But it can also rob you of the time where you can enjoy life with the money you earned, spending time by yourself or your loved ones. One is always on the go when driven by such a powerful commodity. So it is important to understand where to draw the line, not overwork and drain yourself in the process and use it for good purposes.

Short Speech on Money

For students in grades 4-7, this format of a short and brief speech is helpful, as this money speech is easy to convey using simple words .

Good morning everyone, I am here to speak on the topic of money. Money is one of the most important reasons which divides society into different classes. It is just a commodity to be exchanged for purchases, but it seeps into so much more deep-rooted ideas and ways of living.

When one possesses lots of it, they are the rich and upper class who can live an extravagant life and can fulfill their desires and dreams due to the easy access and availability of resources. And they lead a very privileged life.

Whereas the middle-class man and a middle-class family must be very diligent in saving up for the future, like for the education of their children, and invest their hard-earned money very cautiously. It is a hard life to tread when you lie in the middle of problems, and you cannot afford to even get out of it.

The lower-class who have only a bare minimum to get by the day and have no access to quality education or good food, live in very unhygienic places like slums toil extremely hard to earn a basic minimum wage.

This class difference in different communities creates a division in many things that is necessary for a good life. The rich have access to fine food, and the poor are only able to afford 1-2 meals a day. Everything divides these communities, in aspects of the school, food, home, vehicle, health because many poor children are facing the issue of malnutrition and the most crucial are better healthcare facilities. To support their families, children start working and the illegal practice of child labour increases.

There are a few organizations that try to help these underprivileged societies. This is a never-ending fight, but the gap only seems to be increasing.

Speech on Money in 150 words

Good morning, a warm welcome to everyone present here. Today, I am going to speak about the topic “Money”

Money is defined in a variety of ways. In terms of economics, it is defined as an economic unit that serves as a means of exchange in an economy. Money can be regarded as an item that is commonly accepted as payment for goods and services consumed. The three primary functions of money are the center of its interest. They are 1. The means of exchange: this is the medium through which goods and services are exchanged for money. 2. Unit of account: in economics, this refers to the monetary value of a product or service. 3. The term "store of value" refers to an asset that can be kept for future use and sold at a better price to profit financially.

Speech on Money

Good morning everyone.

I am here to give a speech on Money. None of us can exist in such a competitive society and world without money. We require money to meet our basic needs, such as purchasing food and other basics of life that are impossible to achieve without it. People who are wealthy and own property are regarded as respectable and respected members of society. A poor person, on the other hand, is seen with hatred and no good feelings. Money improves a person's social position and helps him create a positive image. We all want to get rich by making more money through business, a good job, a good business, and so on so that we can meet all the modern world's expanding needs. However, only a small percentage of people can fulfill their dream of becoming a billionaire. As a result, money is a significant factor in one's life.

Money cannot purchase or stop time, nor can it buy true love and caring. However, it is still required by all to keep life on the proper track. Even though money cannot buy us time or love, it can buy us happiness, confidence, fulfillment, and physical and mental well-being. As a result, we can go about our daily lives with ease and overcome even the most challenging problems.

10 Line Speech on Money

This is helpful for explaining to the students in grades 1-3 to understand in short and simple sentences.

Money is very important for getting the resources useful for living a good life.

It is the commodity used as a means or mode of exchange when in consumption of a product or service.

Everyone needs it, but one has to strive hard to earn, save and grow forward with it.

It can be cash, which is usually a note or coin that is now used as an exchange commodity.

Earlier, the barter system was used and slowly gold and silver coins were introduced leading up to today.

One must have enough to survive with the access and availability of basic resources like food, clean water and shelter.

To have a better life with good healthcare, schooling, and luxuries, one must possess a lot of it.

One who has more holds a lot of power and commands respect from others in society.

Money need not necessarily be directly proportional to happiness, but it sure does give you the means to fulfill your dreams and desires.

It has to be smartly invested for it to be of help in this ever-increasing expense of the world.

FAQs on Speech on Money in English for Students

1. What is the need to save money?

After basic essentials such as food, shelter, and clothing, money is by far the most important thing required. The fact that you need to save money for future crises, business troubles, travel, any type of emergency, achieving a long-cherished dream, or anything else should not be forgotten. Money is a cherished treasure, though its value is subjective. Regardless, it is required in every next step, and to do so, you must prioritize your needs and understand how important savings are in securing the future. So, it is important to save money.

2. What are the things to keep in mind while giving a speech?

There are certain things that you need to keep in mind while giving a speech:

Make direct eye contact with your audience to connect with them and give them the impression that you're speaking directly to them.

Stick to the time limit and be concise and tight without diverting from the topic.

To draw your audience into your world, use your words to create a picture of your subject.

Try to overcome the fear of lack of confidence.

Always speak slowly and steadily, as this gives the audience more time to absorb and remember information.

Secrets for successful saving

When my oldest son walked across the stage at his college graduation, my wife got all emotional.

A month later, when he called home and announced, “Dad, I got a job!” I was the one who got emotional.

Here’s the advice I gave him as we discussed what to do with his paycheck. (Note: It’s the same speech I’d been giving him for 20+ years, so he was incredibly polite to listen to me as though I were saying it for the first time.)

All money gets spent by someone, somewhere, sometime. Therefore, a great reason to save money is because you believe there will come a day when you will need “extra money” on hand to spend.

The simple fact is that anything you can’t afford to buy out of this month’s paycheck is something you’ll either (a) use savings to purchase, or (b) use debt to purchase. Unless you rob a bank (not recommended) or get an unexpected windfall from Grandma (don’t hold your breath), savings and/or debt are your only two sources for the “extra money” you’ll need for large purchases.

Today’s column isn’t about the woes of debt. I assume you know it’s better to use your own money (and not consumer debt) to purchase consumable items.

Today, the focus is saving—steadily accumulating a supply of money so that when you need to make a purchase later, you have the funds available, and you won’t have to go into debt.

There are two questions everyone asks about saving:

How much should I save? I urge families to save 15% of their gross income. After they pick themselves off the floor, mumbling about how “impossible” that is, we set out together to find money in their budget to save. If you’re single and starting out, you may more disposable income (as a percent of your salary) than you will after you marry and have kids. I encourage you to save even more aggressively—maybe 30% to 50% of your income. Whatever that number ends up being, you will never regret stockpiling money in your younger years. Start with at least 15%.
What should I save for? First, create an emergency fund (i.e., six months of monthly living expenses). Second, if you plan to purchase a home, save for the down payment. This is often 20% of the total purchase price of the home, meaning, if you plan to buy a $300,000 home, you’ll need $60,000. Third, save for your next vehicle. If you are already making car payments, you may wish to accelerate the payoff, depending on the terms. But make it your goal to never have another car payment. If you are able to save enough money to pay cash for your next car, treat that like a loan. Repay your savings account—like you would a finance company—over five or six years, at the going interest rate (more than 9% these days). With this “self-financing” strategy, you’ll perpetually re-stock your savings account with more than enough money to fund your next car purchase. Fourth, save for medical costs. If you have a high deductible medical plan, make use of a health savings account (HSA). Even if HSAs are not available to you, you can open a regular bank account and put money for future medical costs, when they arise.

Saving isn’t especially sexy, stylish, or something to brag about to your friends.

It’s just what smart people do with their money “now,” and what not-so-smart people wish they’d done “then.”Be smart. Get in the saving habit.

Another thing smart people do? They don’t wait until they quit working to figure out how to turn their retirement “nest egg” into regular retirement income. One way to find the plan that’s best for you is to take the RISA (Retirement Income Style Awareness) questionnaire. This quick little quiz is free to readers of this column, and available here .

Argent Advisors, Inc. is an SEC registered investment adviser. A copy of our current written disclosure statement discussing our advisory services and fees is available upon request. Please See Important Disclosure Information at https://ruston.argentadvisors.com/important-disclosure-information/

260 Money Topics to Write About & Essay Examples

Looking for a topic about money? Money won’t leave anyone indifferent! There are lots of money essay topics for students to explore.

🏆 Best Money Essay Examples & Ideas

👍 good money essay topics, 💡 easy money topics to write about, 📃 interesting topics about money, 📑 good research topics about money, 📌 most interesting money topics to write about, ❓ research questions about money.

You might want to focus on the issue of money management or elaborate on why money is so important nowadays. Other exciting topics for a money essay are the relation between money and love, the role of money in education, etc. Below you’ll find a list of money topics to write about! These ideas can also be used for discussions and presentations. Money essay examples are a nice bonus to inspire you even more!

Can Money Buy You Happiness? First of all, given that happiness is related to the satisfaction of personal needs, there is also a need to consider the essential need of human life such as housing, medicine, and food.
I Don’t Believe Money Can Buy Happiness This shows that as much as money is essential in acquisition and satisfaction of our needs, it does not guarantee our happiness by its own and other aspects of life have to be incorporated to […]
Connection Between Money and Happiness Critical analysis of money-happiness relationship shows that socioeconomic factors determine the happiness of an individual; therefore, it is quite unsatisfactory to attribute money as the only factor and determinant of happiness.
Money as a Form of Motivation in the Work Place This then shows that money can and is used as a motivational factor in the work place so that employees can strive to give their best and their all at the end of the day.
Money: Good or Evil? Comparing & Contrasting While there are those amongst us who subscribe to the school of though that “money is the source of all evil”, others are of the opinion that money can buy you anything, literary.
Money, Happiness and Relationship Between Them The research conducted in the different countries during which people were asked how satisfied they were with their lives clearly indicated the existence of a non-linear relationship between the amount of money and the size […]
Should America Keep Paper Money It is possible to begin the discussion of the need for keeping paper currency from referring to the rights of any people.
Does Money Buy Happiness? Billions of people in all parts of the world sacrifice their ambitions and subconscious tensions on the altar of profitability and higher incomes. Yet, the opportunity costs of pursuing more money can be extremely high.
Strategies to Save and Protect Money Thus, the main points of expenditure will be clearly marked, which will help to exclude the purchase of unnecessary goods and services.
Money and Modern Life The rich and the powerful are at the top while the poor and helpless are at the bottom, the rest lie in-between.
The Global Media Is All About Money and Profit Making It is noteworthy that the advertisement are presented through the media, which confirms the assertion that global media is all about money and profit making. The media firms control the information passed to the public […]
Discussion: Can Money Buy Happiness? Reason Two: Second, people are psychologically predisposed to wanting more than they have, so the richer people are, the less feasible it is to satisfy their demands.
Change in the Value of Money According to Keynes To explain the effect of inflation on investors, Keynes delves into the history of inflation through the nineteenth century and tries to explain the complacency of investors at the beginning of the First World War […]
Money and Happiness in Poor and Wealthy Societies Comprehending the motivations for pursuing money and happiness is the key to understanding this correlation. The Easterlin paradox summed this view by showing that income had a direct correlation with happiness.
Anti-Money Laundering and Hawala System in Dubai To prevent money launders and agents, most countries enacted the anti-money laundering acts with the goal of tracking and prosecuting offenders.
Opinion on the Importance of Money In the absence of money, individuals and organizations would be forced to conduct transactions through barter trade which is a relatively challenging system due to existence of double coincidence of wants.
Success and Money Correlation The development of the information technologies and the ongoing progress led to the reconsideration of the values and beliefs. It is significant to understand that there is no right or wrong answer for the question […]
Money, Success, and Relation Between Them In particular, the modern generation attaches so much importance to money in the sense that success and money are presumed to be one and the same thing.
Prices Rise When the Government Prints too Much Money Makinen notes that an increase in the supply of money in an economy relative to the output in the economy could lead to inflationary pressure on prices of goods and services in the economy.
Money or Family Values First? Which Way to Go As such, family values becomes the epicenter of shaping individual behavior and actions towards the attainment of a certain good, while money assumes the position of facilitating the attainment of a certain good such as […]
Time Value of Money: Importance of Calculating Due to fluctuations in economies, all organizations need to take into consideration concepts of the time value of money in any investment venture.
Money and Its Value Throughout the World History What is important is the value that people place on whatever unit they refer to as amoney.’ Money acts as a medium of exchange and an element of measurement of the value of goods and […]
Electronic Money: Challenges and Solutions First of all, it should be pointed out that money is any type of phenomenon which is conventionally accepted as a universal carrier of value, or “any generally accepted means of payment which is allowed […]
Money Laundering Through Cryptocurrencies This study will try to critique the approaches used by countries to address the aspect of money laundering activities and the risks posed by digital currencies.
Two Attitudes Towards Money The over-dependence on money to satisfy one’s emotional needs is a negative perspective of money. The positive attitude of money is rarely practiced by people.
Giving Money to the Homeless: Is It Important? The question of whether a person should give money to a homeless person or not is a complicated one and cannot have the right answer.
Anti Money Laundering and Financial Crime There are a number of requirements by the government on the AML procedures to be developed and adopted by the firms in the financial service in industry in an attempt to fight the illegal practice.
Relation Between Money and Football In the English league, clubs have been spending millions to sign up a player in the hope that the player will turn the fortunes of the company for the good.
Efforts to Raise Money for Charity However, the point is that charity is supposed to be for a simple act of giving and not expecting any returns from it.
Paper Money and Its Role Throughout History The adoption of the paper money was considered to be beneficial for both the wealth of the country and the individual businessmen.
Artworks Comparison: Les Demoiselles d’Avignon and Tribute Money Though the Les Demoiselles d’Avignon, a fresco created by Picasso, was created in an entirely different epoch than Masaccio’s Tribute Money was, the two artworks still share a range of stylistic, compositional and conceptual similarities, […]
Money Laundering: Most Effective Combat Strategies The practice of money laundering affects the economy and security of a country. Countries have directed their efforts to curb money laundering to control the downwards projections of their countries’ economies.
Money: Evolution, Functions, and Characteristics It acts as medium of exchange where it is accepted by both buyers and sellers; the buyer gives money to the seller in exchange of commodities.
Are Workers Motivated Mainly by Money? Related to the concept of work and why people work is the original concept developed by Karl Marx in the so-called conflict theory.
The Lebanese-Canadian Bank’s Money Laundering The bank was later banned from using the dollar by the American treasury; this resulted in the collapse and eventual sale of the bank.L.C.B.had to pay a settlement fine of one hundred and two million […]
Where Does the Money Go? by Bittle & Johnson Therefore, the authors explain key issues of the national debt in a relatively simple language and provide their opinion on how the country got into that situation and what could be done about it. In […]
Anti-Money Laundering in Al Ansari Exchange Case Study Details Company name: Al Ansari Exchange Headquarters: Dubai, United Arab Emirates Sector: Financial Services Number of employees: 2500 Annual gross revenue: UAED 440.
“From Empire to Chimerica” in “The Ascent of Money” In the chapter “From Empire to Chimerica,” Niall Ferguson traces back the history of the Western financial rise and suggests that nowadays it is being challenged by the developing Eastern world. The hegemonic position of […]
Money Saving Methods for College Students A budget is one of the methods that a college student can use to save money. In the budget, one should indicate how much to save and the means of saving the money.
The Ascent of Money: A Financial History of the World The succinctness of this book lies in the critical analysis and emphasis of the financial history of money in spite of the fact it has impeded some important functions of the global economy.
The Relationship Between Money Supply and Inflation It is evidenced that changing the money supply through the central banks leads to a control of the inflationary situations in the same economy.
Why People Should Donate Time, Money, Energy to a Particular Organization, Charity, or Cause Its vision is to have a world that is free from Alzheimer’s disease.”The Alzheimer’s Association is the leading, global voluntary health organization in Alzheimer’s care and support, and the largest private, nonprofit funder of Alzheimer’s […]
Money and Banking: General Information The essay gives the definition of money and gives a brief description of the functions of money. As a store of value, money can be saved reliably and then retrieved in the future.
Time Value of Money Compounding was done on the amount that I had lent out using the market rate over the duration of time the person held my money.
Money, Happiness and Satisfaction With Life Nonetheless, the previously mentioned examples should be used to remind us that money alone is not a guarantee of happiness, satisfaction with life, and good health.
Two Attitudes Toward Money Two attitudes toward money involve negative perception of money as universal evil and positive perception of money as source of good life and prosperity.
Dreams of Avarice in Ferguson’s “The Ascent of Money” The chapter “Dreams of Avarice” of the book “The Ascent of Money” explores different stages of development of money functioning in the world by relating them to corresponding historical events.
“College Is a Waste of Time and Money” by Bird Bird’s use of logical fallacies, like if students do not want to go to college, they should not do it until the reasons of their unwillingness are identified, proves that it is wrong to believe […]
Exploring the Relationship Between Education and Money A person cannot be able to change his/her ascribed status in the society, but only through education a person is able to change his/her Socio-economic status and to some extent that of his/her family once […]
Drugs: The Love of Money Is the Root of All Evils The political issues concerning the use of drugs consist of, but not limited to, the substances that are defined as drugs, the means of supplying and controlling their use, and how the society relates with […]
Time Value of Money in Investment Planning The author of the post makes a good point that an amount of money is worth more the sooner it is received.
Money Laundering Scene in Police Drama “Ozark” In one of the first season’s episodes, Marty, the main character, illustrates the process of money laundering crime. In the scene, one can see that Marty is fully sane and is committing a crime voluntarily.
Money From the Christian Perspective Work in Christian missions is a business and since it affects the relationship between the missionary and the people he is trying to reach, missionary funding is essential.
Business Case Scenario: Missing Money in a Company A possible scenario explaining how money is missing is through the payroll department my first argument seeks to prove the payroll department as the loophole of the company’s misfortunes.
Sports Stadiums’ Funding by Public Money The issue is controversial from an ethical point of view since not all citizens whose taxes can be spent on the construction of the stadium are interested in or fond of sports.
Money Laundering: The Kazakhgate Case He was accused of breaking the Foreign Corrupt Practices Act of 1974 and money laundering by the U.S.attorney’s office for the Southern District of New York.
The Ways Terrorists Raise and Move Money Moreover, the government has put into action the freezing orders and blocking of united states individuals who are presumed to have a hand in terrorist activities.
“Money as a Weapon” System and Fiscal Triad Furthermore, the fiscal triad encompasses the procurement of products and services and the disbursement and accounting of public funding. Fiscal legislation and contracts are two key components of the “money as a weapon” system.
The Fiscal Triad and Money as a Weapon System The reliance on the unit commanders sparked the development of the complementary strategy, “Money as a Weapon System,” which became a focal point of the Iraq and Afghanistan campaigns.
Saving Money Using Electric or Gas Vehicles The central hypothesis of the study is that the electric car will save more money than gas ones. The main expected outcome that the study is counting on is a confirmation of the presented hypothesis […]
Traditional vs. Modern Forms of Money The most significant argument for the continuing existence of traditional forms of money is the impossibility of converting all financial resources into a digital form.
Time Value of Money: What You Should Know The time value of money is a paramount financial concept, according to which a certain amount is now worth more than the same amount in the future.
The Concept of the Time Value of Money The concept of the time value of money refers to the financial principle noting that a fixed amount of money currently is worth more than the same amount of money in the future.
Play Money Paper: A Report Betas of the Companies in the Portfolio It is noteworthy that in the given portfolio, the beta indices of the companies involved vary considerably.
Integration of Business Ethics in Preventing Money Laundering Schemes The shipping information within the document seems inaccurate with the intention to launder money from the buyer. The contribution of ocean carrier in the transaction process is doubtful to a given extent.
Trade-Based Money Laundering The purpose of this paper is to research the subject of trade-based money laundering, its impact on global scene and export controls, identify types of trade finance techniques used to launder illegal money, and provide […]
Impact of Natural Disasters on Money Markets and Investment Infusion of funds from the central bank during natural disasters results in higher process of exports as a direct result of an increase in the value of the local currency.
The Perception of Money, Wealth, and Power: Early Renaissance vs. Nowadays In the Renaissance period, power was a questionable pursuit and could be viewed as less stable due to more frequent upheavals.
Financial Institutions and Money Money is a store of value because it can be saved now and used to purchase se goods and services in the future.
Researching of the Time Value of Money After receiving the loan, one of the monetary policies that would help PIIGS to stabilize is the deflation of their currency, in this case, the Euro.
Anti-Money Laundering: Financial Action Task Force Meanwhile, given the limited access for physical assessment of state jurisdictions, it is likely that current provisions of FATF are yet to be revised in spite of pandemic travel and assessment restrictions.
Anti-Money Laundering in the UK Jurisdiction The regime adopted in the UK is based on the provisions of “the Terrorism Act of 2000, the Proceeds of Crime Act of 2002, as well as the Money Laundering, Terrorist Financing, and Transfer of […]
Trade-Based Money Laundering and Its Attractiveness The proliferation of the trade-based money laundering is directly related to the growing complexity of international trade systems, where new risks and vulnerabilities emerge and are seen as favorable among terrorist organizations seeking for the […]
Money Laundering and Sanctions Regulatory Frameworks Under the provisions of OFAC, the company has violated the cybersecurity rules that might indirectly bring a significant threat to the national security or the stability of the United States economy by engaging in online […]
Type Borrowing Money: Margin Lending In the defense of the storm financial planning firm, BOQ submitted to the authorities that in view of banking regulatory policies, storm had not contravened any of the policies and this is the reason why […]
Lessons on Financial Planning Using Money Tree Software Financial planning remains a fundamental function among the investors in coming up with a method of using the finances presently and in the future.
The Supply of Money in the Capitalist Economy In the capitalist economy that the world is currently based on, the supply of money plays a significant role in not only affecting salaries and prices but also the growth of the economy.
Time Value of Money Defined and Calculations Simply put, the same value of money today is worth the same value in future. The time value of money can therefore be defined as the calculated value of the money taking into consideration various […]
Money Tree Software: Financial Planning This return is important because: It represents the reward the business stakeholders and owner of the business get in staking their money on the business currently and in the future It rewards the business creditors […]
Money Management: Investment on Exchange-Traded Funds The essay will discuss the possibility of investing in a number of selected ETFs in connection to an investment objective of an individual.
What Is Money Laundering and Is It Possible to Fight It Certainly and more often money involved in laundering is obtained from illegal activities and the main objective of laundering is to ‘clean’ the dirty money and give it a legitimate appearance in terms of source.
Time Value of Money: Choosing Bank for Deposit The value of the money is determined by the rate of return that the bank will offer. The future value of the two banks is $20,000 and $22,000 for bank A and bank B respectively.
How Money Market Mutual Funds Contributed to the 2008 Financial Crisis While how the prices of shares fell below the set $1 per share was a complex process, it became one of the greatest systemic risks posed by the MMMF to the investors and the economy […]
Time Value of Money From an Islamic Perspective Islamic scholars say that the time value of money and the interest rates imposed on money lent are the reasons why the poor keep on getting poor and the rich richer.
Rational Decision Making: Money on Your Mind The mind is responsible for making financial decision and it is triggered by the messages we receive on the day to day activities. Lennick and Jordan explain that, we have two systems in the brain; […]
A Usability Test Conducted on GE Money.com.au It is common knowledge that the easier it is to access services and products on a given website the more likely users will be encouraged to come back.
“Most Important Thing Is Money Ltd”: Vaccination Development Thus, necessary powers have been vested with the Secretary of State for Health in England, through the recommendations of the Joint Committee on Vaccinations and Immunisation to enforce such preventive steps, through necessary programs that […]
Money Investments in the Companies and Bonds The stock volume is on the low level now, about 30, but it is connected with the crisis in the world and the additional investment may support the company and increase it. In general the […]
Money Management in the Organization There is a much debate on the issue and several people an financial experts do analyze the historical perspectives of the Active vs Passive money management.
How the Virus Transformed Money Spending in the US In the article featured in the New York Times, Leatherby and Geller state that the rate at which people spend their money has rapidly decreased due to the emergence of the virus in the United […]
The Role of Money and Class Division in Society The image of modern American society tries in vain to convey the prevalence of personality over social division. Americans’ perception of financial status has been shaped for years by creating the notion of the “American […]
Money and American Classes in 1870-1920 Wherein, the time of the stock market emergence was the time of the ongoing “carnival,” where the mystical power of money transferred to miraculous products and medicines and compelling advertisements.
The Ascent of Money – Safe as Houses Looking from a broad historical perspective, Niall Ferguson devotes the chapter “Save as Houses” to the observation of the real estate concept transformation, describes the place of the real estate market in the economic systems […]
The Ascent of Money – Blowing Bubbles The price for a share tells how much people rely on the cost of the company in the future. The life of a stock market represents the reflection of human moods on the price of […]
Canada’s Role in the History of Money: The Relationship Between Ownership and Control Individuals with the predominant shares gain the directorship of the wealth production channels and as such gain control of the diversified owners.
Why Non-Monetary Incentives Are More Significant Than Money It is important to recognize that both monetary and non-monetary incentives, otherwise known as total rewards, are offered to employees in diverse ways for purposes of attracting and motivating them to the ideals of the […]
To Make Money or Serve the Society? However, when the issue of the corporation to serve the society arises, then it kind of compromises the main focus of the corporation, which is to make money. These have been the major causes of […]
Money Role in Macro Economy The dollar is till now the most accepted currency in the world and this dollar fluctuation that has been caused by the worst recession in American history since the time of the Great Depression is […]
Organizational Communication & the “Money” Aspect While the use of this information is critical for both ensuring survival of the organization and being a frontrunner in its strategies for the future, there are large boulders in use of this information effectively, […]
Tax Money Usage on Military Spending Issue The fact that America won the Cold War and defeated the Soviets is taken as a vindication by the American leaders of the need to continue military spending.
Money Makes You Happy: Philosophical Reasoning It is possible to give the right to the ones who think that money can buy happiness. This conclusion is not accepted by psychologists who think that wealth brings the happiness only in the moment […]
“Who Says Money Cannot Buy Happiness” by Lee Investment is a production process for will it bring about goods and services that can be sold to the market and in the process, the owner of the business makes some profit.
Technical Analysis as Active Money Management Method Technical analysis is the financial markets methodology that asserts the capability to foretell the probable course of security charges by the means of past market data study, principally price and volume.
Spare Change: Giving Money to the “Undeserving Poor” To address the central theme of the article, one need to delve deeper into the psyche of giving alms and money to the poor people we meet on the street.
The Use of Money in Business Practices Money is seen as the cause of problems and especially in the minds of emerging market respondents. Through this they can pick up groceries for the old in their neighborhood and make money from this.
Money Laundering and Terrorist Finance However, the balance money after the sham gambling is transferred to another ordinary bank account, thereby creating a legal status for the laundered money as if it has come from gambling and will be employed […]
City Planning. Too Much Money: Why Savings Are Bad The scenario is that the expected growth in economies where the rate of savings is high has not shown a corresponding increase in growth rate also.
Debates in Endogenous Money: Basil Moore The value of the currency was determined by the value of the precious metal used to mint the currency. From the time Federal Reserve took control of money and credit, economic consistency is attained by […]
Money and Banking. Financial Markets The essay will examine the essence and the importance of the above-mentioned financial phenomena and see how their interrelation, especially in the negative context, can influence the state of things in society.
Money and Justice: High-Profile Cases It is estimated that thousands of persons bracketed in the ‘poor’ sector of society go to jail annually in the United States without having spoken to a lawyer.
Accounting for Public Money After Railway Privatization There were very many problems prior to the railway privatization in 1990.one of the problems that led to the privatization of the railway line in the UK was the misappropriation of taxpayers’ money.
Time Value of Money and Its Financial Applications The time value of money refers to the idea that money available at the present time is worth more than the same amount in the future, due to its potential earning capacity.
Time Value of Money in Examples Therefore, re-purchase of the shares appeals to the managers of the company because it will allow the company uses the money to regenerate more money for the purpose of repurchase the shares in the future.
Wall Street Managers: The Art of Making Money In the end, the goal of Wall Street managers is to ensure optimal returns in all of their investments. The evolution of Wall Street managers is etched in the history of financial markets.
Money Laundering in the USA and Australia The International Money Fund has established that the aggregate size of money laundering in the World is approximately four percent of the world’s gross domestic product.
Locke’s Second Treatise of Government and Voltaire’s Candide’s Value on Money Both written at a time when philosophers had started questioning the relevance of capitalism and the concept of wealth creation, it is evident that the two authors were keen on explaining the power of money […]
The Concept of Money Laundering The first issue I have learned is that the main problem lies in the presence of Big Data that includes trillions of transactions of various financial organizations and systems.
Fraud, Money Laundering, and Terrorism Financing After the audacious attack by Al-Qaeda and the destruction of the Twin Towers on 11th of September 2001, terrorism was declared the number one enemy to the peace and stability of the modern world.
Time Value of Money – Preparing for Home Ownership The purchase price of the house is determined by using the following formula in Excel. 66 The down payment is 20% of the future value of the house, i.e, $40,278.13.
Martin Van Buren: Money and Indian Relocation One of the reasons for such collaboration and understanding is the focus on the values we have. I believe this path will bring us to the land we all would like to live in.
The General Theory of Employment, Interest and Money Money is a determinant of the propensity to consume; hence, the more money one makes, the more that he or she consumes and the converse is the case.
The Practice of Saving Money Knowledge of the language is also a very crucial component of EAP as it aids the learner in understanding questions and responding to them in their examinations.another differentiating factor between the two varieties of English […]
Money Market and Value-Based Pricing Consequently, the GDP can be defined by the equation: Y=C+I+G+NX where: Y= Total GDP, C=Consumption by household, I=Investment, G=Government expenditure, NX=Net Exports Net Domestic product entails the reduction of the GDP by the depreciation of […]
How Money Markets Operate? Furthermore, only free markets have shown the resilience that is necessary to accompany the fluctuations in demand and supply of the money markets.
Access Right to Money: Sculpture Theft Among the suspects, there are those in dire need of the money due to financial problems, while others need the values worth of the item and not the actual monetary price attached to the item.
History of Money in Spain The production of coins melted from gold also ceased in the year 1904, with the production of that melted from silver ceasing in the year 1910.
Money Flows and Financial Repression in the US and China From the article, the authors depict how the interest rates in developed countries like the United States compare with those of the emerging markets such as China, India, and Brazil.
Management: “Marketplace Money” and “Undercover Boss” In this case, the accents are made on the support of the healthy workforce in order to guarantee the better employees’ performance and on the idea of rewards as the important aspects to stimulate the […]
Money Compensation for Student-Athletes Besides, sports are highly lucrative for colleges, and students whose labor brings the revenues should share the part of them not to lose the interest in such activities.
Chapters 1-3 of “Money Mechanics” by David Ashby The retained amount of money in the commercial bank is the primary reserve. The banks can decide to reduce their working reserve, and the money obtained is transferred to the excess reserve fund in accounts […]
Banking in David Ashby’s “Money Mechanics” Changes in prices may not have a direct effect on the gross domestic product and the planned expenditures because this is determined by the money that is in supply. This causes the GDP and prices […]
Karl Marx on Commodities, Labor, and Money Division of labour is very important in the production of commodities. The use-value of each commodity contains useful labour.
The UAE Against Money Laundering and Terrorism Financing This valuation of the anti-money laundering and combating the financing of terrorism government of the United Arab Emirates is founded on the forty endorsements and the nine special commendations on extremist supporting of the monetary […]
UAE Anti-Money Laundering Laws and Their Benefits The legal maintenance of counteraction to the legalization of criminal incomes is carried out by means of a system of laws and regulations, controlling financial, bank, and customs relations and establishing the order of licensing […]
Money, Their Features, Functions and Importance The first hindrance is the inability of the household to monitor the activities of firms. In this case, it is used to state the value of debt.
Happiness Without Money in Sociology and Psychology The tendency’s mechanics are simple – being in the possession of any substantial sum of money increases a person’s chance to secure a dominant status within the society, which in turn will result in strengthening […]
Money Market Development Factors The money market is one of the fundamental elements in the functioning of any state. Under these conditions, the gradual rise of technologies and their implementation in the sphere of financial operations alter the money […]
“God’ Money is Now My Money” by Stanley Seat It could be said that different priorities and the lack of time for supervision of the employees are the critical reasons for the violation of rules and high frequency of fraud in the religious institutions […]
International Money Laundering Thus, money laundering has a profound impact on the state of the global economy, as well as on the economy of the U.S.
Cybercrime and Digital Money Laundering The result of the investigation was the indictment of Western Express and a number of the company’s clients for several charges including stolen credit card data trafficking and money laundering.
Hawala Remittance System: Anti-Money Laundering Compliance The existence and operation of money remittance systems is one of the primary features of developing economic relation at all scales from local to the global ones.
Time Value of Money in Economies of Scale Also, the investigation of the VoF becomes easier by means of scrutinizing the tradeoff between the TVM and the EoS. The TVM is also employed to reach the integration of infrastructure investment valuation and risk […]
David Leonhardt: May Be Money Does Buy Happiness After All The case study of Japanese citizens that support Easterlin paradox do not factor in the confounding psychological effects of the Second World War on the entire population and the country.
Illegal Drug Use, Prostitution and Money Laundering Upon discussing the impact of money laundering, illegal drugs, and prostitution, the paper proposes the issuing of a court order restraining the use of wealth acquired from victimless crimes as one of the approaches to […]
Getting Beyond: Show Me the Money Nevertheless, underpayment and overpayment are common, leading to dissatisfaction. Notably, compensation is part culture, but analytics will gain traction in the big data era, as start-ups leverage such advantages from experts to manage a sales […]
Space Programs: Progress or Waste of Money? According to Ehrenfreund, the ingenuity to develop technologies and work in space is part of the progress that comes from space programs. Space programs have led to the development of technologies that improve air transport.
“The Money Machine: How the City Works” by Coggan The media plays a chief role in educating the public concerning the various financial matters that affect the undertakings of the City.
Money Evolution in Ancient Times and Nowadays In the means to defining what money is, most of the scholars from the psychological and physiological field have come up with the theoretical aspects of money and the ways it influences the economic growth […]
Fraud and Crime Theory in the “Black Money” Movie The movie shows the irregularities involved in the acquisition of arms for the Saudi government. The movie is a perfect display of the international crimes and financial fraud that has been on the rise in […]
Mercantilism, Stamped Money, and Under-Consumption It is paramount to note that he criticizes ideas of Ricardo quite frequently, and he believed that he did not consider the ideas that were suggested by other prominent economists.
Money Evolution in the 21st Century and Before The history of the world cannot be described effectively without identifying the function of money. Money has been used to measure the value of resources and financial markets.
Financial Crisis in Ferguson’s “The Ascent of Money” By Ferguson, the main purpose of the historian is to relieve humanity from the financial illusions on the examples of the past.
Monetary Policy in “The Ascent of Money” by Ferguson
The Airtel Money Service: Indian and African Paths
Money History, Ethical and Social Standarts
World Money History in the 20th Century and New Objects of Value
Locke’s Work on Interest and Value of Money
Money in the “Sheriff of Cape Breton” Case Study
Medieval England in “Treatise on the New Money”
Blowing Bubbles in Ferguson’s “The Ascent of Money”
Treatise on the New Money: Document Analysis
Human Bondage in Ferguson’s “The Ascent of Money”
Money History, Bonds, Market Bubbles, and Risks
Park Avenue: Money, Power and the American Dream
Deflation in the Quantity Theory of Money
Money, Its Purpose and Significance in History
“Who Stole the Money, and When?” by Greenberg
Money History From the Middle Ages to Mercantilism
Money Development From 600 BC to Nowadays
Money Development and Its Stages in World History
Market Society in “What Money Can’t Buy” by Sandels
Employee Theft in “Who Stole the Money, and When?”
European Union Anti-Money Laundering Directive
Park Avenue: Money, Power and the American Dream – Movie Analysis
T-Shirts “SENIOR 2016” and Time Value of Money
Time and Money in “Neptune’s Brood” by Charles Stross
Virgin Money Company’s Business Model in Canada
Money in History and World Cultures
Is College Education Worth the Money
Weddings, Marriage, and Money in the UAE
Money and Happiness Connection – Philosophy
“Art for Money’s Sake” by William Alden
Money’s and Banking’ Concepts
Central Bank of Bahrain and Money Supply Regulation
Why Money Is Important: Benefits & Downsides
Psychological Research: Money Can Buy Happiness
Finance: The History of Money
Finance in the Book “The Ascent of Money” by Niall Ferguson
Criminal Law: Blood Money From the Human Organs Sale
Money as an Emerging Market Phenomenon
Cyber-Crime – New Ways to Steal Identity and Money
The Case of Stolen Donation Money
Money and Banking: The Economic Recession of 2007
Money and Banking: David S. Ashby’s Perspective
Christian Moral Teaching and Money
Money and Capital Markets: Turkey, India and China
Money and Capital Markets: Central Banks
Anti Money Laundering and Combating the Financing of Terrorism
Mobile Money Transfer as an Alternative Product for Vodafone Group Plc
UK and USA During the Period 2000-2010: Consumer Price Index, Unemployment Rate, Money Supply and Interest Rate
Money Mechanics in the U.S.
Money and Markets vs. Social Morals
Money Laundering In Saudi Arabia
Inflation Tax – Printing More Money to Cover the War Expenses
Banks and the Money Supply
Money Mechanics in Banks System
Money Laundering In Russia
Money and Work Performance
Sports and Money in Australia
Money Supply and Exchange Rates
Mobile Money Transfer Service
Central Banking and the Money Supply
The Different Roles Played By the Central Bank, Depository Institutions, and Depositors in the Determination of Money Supply
Jean-Jacques Rousseau and Karl Marx: The Role of Money in Human Life
How Saudi Banks Deal With Money Laundery
The Ascent of Money
Niall Ferguson’s ‘The Ascent of Money’
Role of Money in the American Dream’s Concept
Money, Motivation and Employee Performance
Money and Commodity Circulatory Processes
Motivate Your Employees produced by BNet Video for CBS Money Watch
We Should Use Tax Money to Enforce Mandatory Drug Treatments on Drug
The World Surrounded by Money
The World of Money
Edwin Arlington Robinson: Money and Happiness in “Richard Cory”
Federal Reserve; Money and Banking
Ways to Spend Money in Saudi Arabia
Sports Industry: Morality vs. Money
Making Money on Music: The Company That Has to Stay Afloat
Federal Reserve and the Role of Money in It
What Do Money and Credit Tell Us About Actual Activity in the United States?
What Influence Does Money Have on Us Politics?
Can Money Change Who We Are?
Does Government Spending Crowd Out Donations of Time and Money?
Does More Money Mean More Bank Loans?
Are Corporate Ceos Earning Too Much Money?
Did the Turmoil Affect Money-Market Segmentation in the Euro Area?
How Appealing Are Monetary Rewards in the Workplace?
How Does Inflation Affect the Function of Money?
Can Banks Individually Create Money Out of Nothing?
Are Credit Cards Going to Be the Money of the Future?
Does Money Protect Health Status?
Can Cryptocurrencies Fulfill the Functions of Money?
What Tools Used by the Federal Reserve to Control Money Supply?
Are Athletes Overpaid Money Professional Sports?
Does Electronic Money Mean the Death of Cash?
What Does Motivate Employees and Whether Money a Key?
What Are the Three Functions of Money?
Are Gym Memberships Worth the Money?
Does Broad Money Matter for Interest Rate Policy?
Does Money Help Predict Inflation?
Does One’s Success Depend on the Amount of Money a Person Earns?
How Does Federal Reserve Control the Money Supply?
Does Interest Rate Influence Demand for Money?
Does Commodity Money Eliminate the Indeterminacy of Equilibria?
Are College Degrees Worth the Money?
Can Money Matter for Interest Rate Policy?
How Banks Create Money and Impact of Credit Booms?
How Can Virtualization Save Organization Money?
Can Money Diminish Student Performance Disparities Across Regions?
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Speech on Money for Students and Children

Speech on money.

Hello everyone, I am here to present a speech on Money. Money is anything that people use to buy goods and services. Money is also that people receive for selling their own things or services. Most countries have their own kind of money such as the United States has a dollar, Britain has pound and Indian has rupees. Money is also called by many other names such as currency or cash.

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Types of Money

There are different types of money as commodity money, convertible money, inconvertible money, bank deposit, and electronic money. Commodity money can be used for other purposes besides serving as a medium of exchange. Cattle, silk, gold, and silver are some examples of commodity money.

Convertible paper is money that can be converted into gold and silver. Inconvertible money is the money that we cannot convert into gold and silver. Notes and coins are inconvertible money. Such type of money is a country’s legal tender.

Money is an essential commodity that helps run our lives. Exchanging goods for goods is an older practice and without any money, we can buy anything we wish. Money has become important because people are trying to save wealth for their future needs. Rich people are rich as they know or realize the true value of money. It is a general saying that money stays in the hands of people who know its value.

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Money also affects Relationships

There are many people who grow hatred between each other only because of money. There are also people who treat rich people with respect and poor people with disrespect. Women also prefer men who are rich and powerful for marriage. Thus money also has the power to make and break relationships.

It’s important to earn money but it’s also important to save money. Someone has rightly said that if you save money today, the money will save you in the future. If you work hard and spend all the money then it’s of no sense. Saved money can also help you in older age and in times of medical emergencies.

There are many schemes of government that encourages and help people who want to save a portion of their income as savings. Investment is also an option of saving. One can adopt any kind of investment after proper consultation.

There are several ways to earn money but one should always concentrate on earning money through legal means. As said in our purans, that one should work to earn Gaja Laxmi, which will come slowly. It will come through legal means and stay for long. One should never work to earn money which comes from illegal means. This type of money will come quickly and will go more quickly.

At last, money makes the world revolve and function. Money satisfies our needs and gives us pleasure and satisfaction. Money can bring us everything but money is not everything. One should value relationships more than money. People and our relationship with each other are more important than money.

Money should be utilized for the betterment of society. Rich people should help and respect poor people. We should also inculcate in our children, habit of saving from an early age. Money, if used wisely and properly, will contribute to the building of a strong, developed and powerful nation.

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A lawyer, a banker and a speech therapist: Meet the 12 jury members of Trump’s hush money trial

All 12 jurors, plus an alternate, were selected this week to serve on the jury in former President Donald Trump’s hush money trial in New York after they made it clear to both sides that they could render a fair and impartial verdict.

Prosecutors and the defense team whittled down a pool of nearly 200 people to 12 jurors and an alternate after grilling them on their personal history, political views, social media posts, and ability to remain impartial despite any opinions they might have about the polarizing former president.

Seven people were sworn in Tuesday but two of them ended up being removed on Thursday for possible conflicts. Later Thursday, the remaining seven jurors were sworn in, plus one alternate.

The trial is expected to last as long as eight weeks.

Rebecca Shabad is a politics reporter for NBC News based in Washington.

On day 1 of criminal trial, Trump is accused of violating gag order by trash-Truthing Stormy Daniels and Michael Cohen

Donald Trump is in court for his first criminal trial.
Shortly after he arrived, prosecutors accused him of violating his gag order.
After a sleepy start, Trump appeared engaged once jury selection began

At 9:31 a.m., Donald Trump crossed the threshold.

With hunched shoulders but his chin up, he stepped into a courtroom on the 15th floor of New York County criminal court in downtown Manhattan.

It is the grimy, hot, and poorly lit location of the first-ever criminal trial of a former US president .

As Trump entered the courtroom, he paused for a split second, licked his lips, scanned the largely empty room, then walked slowly up the room's center aisle toward his seat facing the judge's bench.

Soon after he sat down, five pool photographers photographed him at the defense table, where he was flanked by his attorneys. Monday marked the start of jury selection, presided over by Manhattan Supreme Court Justice Juan Merchan and expected to last up to two weeks. The trial itself could run into early June.

The Manhattan district attorney's office has accused Trump of 34 counts of falsifying business records , saying he lied on documents to disguise payments to Stormy Daniels, an adult film actress.

The aim of those payments — according to prosecutors, Daniels , and Michael Cohen , Trump's personal lawyer who facilitated the money transfers — was to deceive the voting public on the brink of the 2016 election by keeping her silent about an affair she says she had with him.

Before jury selection got underway, Merchan addressed a series of final pretrial motions from lawyers for Trump and the Manhattan District Attorney Alvin Bragg, who sat in the second row.

It was dry-going, at times. Trump himself appeared to nod off briefly. The "defendant," as he's called by prosecutors — his lawyers call him 'President Trump' — closed his eyes on several occasions. At least once his head nodded downward, then jerked back up, and he opened his eyes again.

At other times, he appeared to try to keep himself awake. He shifted in his seat and sat straight up before slumping again.

Before jury selection began, prosecutors accused Trump of violating a gag order

Trump has fought against Merchan's gag order , which forbids him from making statements about trial jurors, witnesses, staff prosecutors, and family members of Merchan and Manhattan District Attorney Alvin Bragg.

Just before the lunch break, Christopher Conroy, an assistant district attorney, accused Trump of violating the gag order . Conroy asked the judge to impose $1,000 penalties for each of three recent Truth Social posts.

In Truth Social posts last week, Trump attacked Cohen and Daniels, whose real name is Stephanie Clifford, calling them "two sleaze bags who have, with their lies and misrepresentations, cost our Country dearly!"

On Monday morning — possibly while Trump was "in this courtroom," Conroy said — Trump shared another post attacking Cohen, quoting a New York Post editorial saying "a serial perjurer will try to prove an old misdemeanor against Trump in an embarrassment for the New York legal system."

A hearing on whether Trump should be held in contempt of court is scheduled for Tuesday, April 23.

Earlier in the morning, Merchan ruled on a variety of other motions. Some were losses for Trump (he won't recuse himself from the case), while others were relative victories ( jurors won't hear that Melania Trump was pregnant at the time of one of Trump's alleged affairs) .

As prospective jurors sat in the courtroom, some stretched their necks to look at the former president sitting near the front of the room.

Judges have blocked nearly a dozen attempts to delay the trial

In the hallway before walking into the courtroom Monday morning, Trump once again called the case unfair, telling journalists it was a "political persecution."

"This is an assault on America," he said. "Nothing like this has ever happened before, there's never been anything like it."

"I'm very proud to be here," he added later.

The hush-money case is the first of Trump's four criminal cases to go to trial before the 2024 election, where Trump is the presumed Republican nominee against President Joe Biden.

Merchan has previously denied about a dozen different attempts from Trump's lawyers to delay the case. In a Friday decision, Merchan dismissed one of his motions to delay the case because of "pretrial publicity," calling it "untenable."

"Defendant appears to take the position that his situation and this case are unique and that the pre-trial publicity will never subside," Merchan wrote. "However, this view does not align with reality."

On Truth Social, Trump complained once again Monday morning about the gag order, calling the trial "rigged." He also posted a screenshot of a social media post that falsely claimed Orthodox Jews could not serve on the jury. The trial overlaps with Passover, and Merchan previously said he would consider the needs of jurors in determining the trial schedule.

"When I walk into that courtroom, I know I will have the love of 200 million Americans behind me, and I will be FIGHTING for the FREEDOM of 325 MILLION AMERICANS!" Trump posted on Truth Social.

Over the past year, Trump has been a defendant in three civil trials.

Two were for cases brought by E. Jean Carroll, where one jury concluded he sexually abused and defamed her , and another found he should pay her more than $80 million in additional damages for continued defamation.

Jury selection was much swifter in those cases, which was held in federal court. For Carroll's second trial, US District Judge Lewis Kaplan selected the nine-person jury in less than three hours.

The other civil trial was for a sprawling lawsuit from the New York attorney general's office against the Trump Organization. In that case, a judge — in a bench trial with no jury — ordered him and his codefendants to pay nearly half-a-billion dollars in penalties .

Trump has been charged in three other criminal cases , none of which have firm trial dates yet. Two were brought by Justice Department Special Counsel Jack Smith, over his attempts to overturn the results of the 2020 election, and for him hoarding government documents in Mar-a-Lago after the presidency.

The other was brought by Fulton County District Attorney Fani Willis, for pressuring Georgia election officials to overturn Biden's 2020 electoral victory in the state.

This story has been updated.

Watch: Donald Trump was indicted in New York. Here's what we know so far.

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Former U.S. President Trump's criminal trial on charges of falsifying business records continues in New York

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Elon Musk lashed out at Australia's prime minister on Tuesday after a court ordered his social media company X to take down footage of an alleged terrorist attack in Sydney, and said the ruling meant any country could control "the entire internet".

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13 Motivational Speeches About Money
5. Saving and Investing Money. Saving and investing are crucial components of financial literacy, as they enable individuals to build wealth and secure their financial future. Two motivational speeches that are particularly inspiring when it comes to saving, investing, and persistence are "The Richest Man in Babylon" by George S. Clason and ...
Speech on Savings
Speech on Savings. Savings are like a safety net that catches you when you fall financially. It's money you put aside for future needs or emergencies. Think of savings as your own personal treasure chest. The more you save, the richer your chest becomes, offering you peace of mind and financial stability.
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I say, money is everything. First, think about food. You need money to buy food. Without food, we can't live. Money keeps us alive. It buys us the things we need to survive. Secondly, money gives us choices. When you have money, you can choose where to live, what to wear, or what to eat. Money lets us pick what we want.
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The Importance of Saving Money. For which everyone knows money is one of the most important things in our daily lives today. You need money for literally everything, bills,cars,food, your children,clothes and etc. Without money you won't really make a comfortable living in America because mostly everyone is "money hungry" which means that ...
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The Bottom Line. Saving money is incredibly important. It gives you peace of mind, expands your options for decisions that have a major effect on your quality of life, and eventually gives you the ...
Saving Money
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Essay on Saving Money
Money, the lifeblood of modern society, is a central aspect of our lives. Its management, particularly the act of saving, is a crucial skill to master. Saving money is not just about accumulating wealth; it's a strategic practice that promotes financial security, fosters discipline, and cultivates a sense of responsibility.
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The act of saving money does require self- discipline. I have seen so many people struggling with money or how to keep a good amount. Today I'm going to share with you some important information of saving money. Thesis: Saving money takes time to develop, needs to be learned, and brings benefits that will endure for the rest of your life.
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Name: Juvan A. Davis Date: 22 nd October, 2020. Topic: Saving Money General Purpose: To show how to save money as well as the benefits. Specific Purpose: To explain ways, methods, or trick on how to save money smart and easily and gain a benefit from doing so. Thesis Statement: While the society today may find saving money to be a waste of time or a difficult task to do, it really isn't, its ...
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Short Speech on Money. For students in grades 4-7, this format of a short and brief speech is helpful, as this money speech is easy to convey using simple words. Good morning everyone, I am here to speak on the topic of money. Money is one of the most important reasons which divides society into different classes.
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PERSUASIVE SPEECH 'THE IMPORTANCE OF SAVING MONEY' ... Saving money can help you become financially secure and can ensure a better quality of life. First and foremost, saving money is to create an emergency fund. Emergency funds create a financial buffer that acts as an emergency cushion to help you in a time of need.
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In this essay, this essay will discuss about the important of saving money. First and foremost, saving money can help us to get money when we need money urgently. For example, when our family need money to have some medical treatment, we can take out our money to help them for their medical treatment. So, we do not need to borrow money from ...
Meet the 12 jury members of Trump's hush money trial
A lawyer, a banker and a speech therapist: Meet the 12 jury members of Trump's hush money trial Prosecutors and the defense team whittled down a pool of nearly 200 people to 12 jurors and an ...
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Donald Trump hush money trial: Four key moments from the first day of
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Trump cancels North Carolina rally due to storm
The event was due to occur after the first week of Trump's historic criminal trial in New York stemming from a hush-money payment to a porn star. With jury selection completed, opening statements ...

13 Motivational Speeches About Money

1. Financial Literacy

2. The Mindset for Wealth

3. The Power of Hard Work and Persistence

4. The Role of Entrepreneurship

Maximizing Your Income: Strategies for Boosting Your Earnings

5. Saving and Investing Money

6. How to Convert a Liability Into an Asset- Money should make money

7. Women and Financial Independence

8. 5 Basic Rules of Investing Money

9. The Power of Ambition by Tony Robbins

10. The Art of Possibility

11. How to Build Your Creative Confidence

12. The Psychology of Money” by Morgan Housel

13. The Strangest Secret

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How to Prepare an Informative Speech on Saving Money

What Is an Informative Speech?

How to Write a Solid Informative Speech on Saving Money

Consider Your Audience

Develop Strong Thesis Statement

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Edit Your Speech

How to Deliver Your Speech on Saving Money to Audience

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